Old Bridge Mutual Fund Liquid Fund vs Bandhan Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.98%
Kya aapko mutual funds ki comparison mein madad chahiye? Dekho, hum aaj Old Bridge Mutual Fund Liquid Fund aur Bandhan Mutual Fund Liquid Fund ki comparison karenge. Yahaan aapko kya hoga woh jaanne ke liye hum aapko 3Y return, expense ratio, aur riskometer ke madhyam se fund ki suvidha ki tarahh jaanne ke like hain.
[VERDICT]| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BBandhan Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Bandhan Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 39.33 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.69 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.12 |
| Sharpe Ratio | 3.58 | 4 |
| 1 Year Return (%) | 6.17% | 1.41% |
| 3 Year Return (%) | 6.93% | 6.98% |
| 5 Year Return (%) | 6.11% | 5.96% |
| Since Launch (%) | 50.63% | 8.53% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Manish Gunwani (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 251% |
🤖 AI Verdict – Which is Better?
Haan, lekin fund ki comparison se pehle, humein pehle fund ki suvidha aur apne investor ki suvidha ko dhyan mein rakhna hoga. Aaj hum aapko kahaunga ki Bandhan Mutual Fund Liquid Fund aapke long-term wealth creation ke liye better fund hai. Yeh sab fund ki 3Y return, expense ratio, aur riskometer ke madhyam se hua hai. Bandhan Mutual Fund Liquid Fund ka 3Y return 6.98% hai aur expense ratio 0.12% hai, jo ki Old Bridge Mutual Fund Liquid Fund ki comparison mein better hai.
[SIP_SUITABILITY]Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Bandhan Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.98%
- AUM: 3.69 Lac Cr
- Sharpe Ratio: 4
📈 SIP Suitability
Sach ye hai, SIP kaafi sahi investment strategy hai. Ab hum aapko batayenge ki Fund B (Bandhan Mutual Fund Liquid Fund) monthly SIP ke liye better hai. Yeh fund ka 1Y return 1.41% hai, jo ki Fund A ka 1Y return 6.17% se kam hai. Lekin, SIP ke madhyam se long-term returns ke liye humein consistent return aur stability ki zaroorat hai. Fund B ka 5Y return 5.96% hai, jo ki Fund A ka 5Y return 6.11% se kam hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Haan, ab hum aapko fund ki riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karne wala hain. Fund B ka riskometer Low hai, jo ki Fund A ka riskometer Low hai. Lekin, Fund B ka volatility 0.12 hai, jo ki Fund A ki volatility 0.12 hai. Sharpe ratio ka madhyam se Fund B ka Sharpe ratio 4 hai, jo ki Fund A ka Sharpe ratio 3.58 hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab hum aapko fund ki asset allocation aur top holdings concentration ka comparison karne wala hain. Fund B ka asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00% hai. Fund A ka asset allocation bhi T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00% hai. Lekin, Fund B ka top holdings concentration State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hai.
[FAQ]SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Bandhan Mutual Fund Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Bandhan Mutual Fund Liquid Fund ka 5Y return 5.96% hai, jo ki Old Bridge Mutual Fund Liquid Fund ka 5Y return 6.11% se kam hai. Lekin, long-term returns ke liye humein consistent return aur stability ki zaroorat hai, jiski comparison hume karni hogi.
Q2: Is the higher risk fund worth it?
Bandhan Mutual Fund Liquid Fund ka Sharpe ratio 4 hai, jo ki Old Bridge Mutual Fund Liquid Fund ka Sharpe ratio 3.58 se jyada hai. Lekin, volatility ka madhyam se Fund B ka volatility 0.12 hai, jo ki Fund A ki volatility 0.12 hai. Toh, Fund B ka Sharpe ratio Fund A ka Sharpe ratio se jyada hai, lekin volatility ke madhyam se dono fund ki volatility ek hi hai.
Q3: Which fund is more cost-effective?
Bandhan Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo ki Old Bridge Mutual Fund Liquid Fund ka expense ratio 0.12% se jyada hai. Lekin, dono fund ki expense ratio ek hi hai, toh dono fund cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price