Old Bridge Mutual Fund Liquid Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Dekho, aapko Fund A aur Fund B ke beech mein kya farq hai, iske categories aur iske liye kya aapko seekhne ki zaroorat hai. Fund A Old Bridge Mutual Fund Liquid Fund hai, jiska category Liquid Fund hai, jabki Fund B Bandhan Mutual Fund Large Cap Fund hai, jiska category Large Cap hai. Chaliye, hum aapko kuchh important cheejein share karte hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Bandhan Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.11 |
| Sharpe Ratio | 3.58 | 0.68 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Manish Gunwani (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 24% |
🤖 AI Verdict – Which is Better?
Aap sabhi ko pata hai ki long-term wealth creation ke liye 3Y return aur expense ratio ka bahut bada mahatva hai. Haan, lekin humein iske alawa bhi kai cheejein dekni hain. Fund A ka 3Y return 6.93% hai, jo ki Fund B se bahut alag hai. Expense ratio mein bhi fund A kam hai. Isliye, humein lagta hai ki Fund A long-term wealth creation ke liye better hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Haan, SIP suitabilty ke liye humein monthly SIP ke liye 10+ saal ke liye fund ka stability aur consistency dhyan mein rakna hoga. Fund A ka 5Y return 6.11% hai, jo ki Fund B se kam hai. Lekin expense ratio mein bhi fund A kam hai. Isliye, humein lagta hai ki Fund A SIP suitabilty ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karna bahut zaroori hai. Fund A ka riskometer Low hai, jo ki Fund B se alag hai. Volatility mein bhi fund A kam hai. Sharpe ratio mein bhi fund A kam hai. Isliye, humein lagta hai ki Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karna bahut zaroori hai. Fund A ka 65% T-Bills, 20% CD, 10% CP, aur 5% cash mein hai. Fund B ka 96% equity aur 4% T-Bills mein hai. Isliye, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 6.11% hai, jiska 3Y return 6.93% hai. Isliye, Fund A long run ke liye better returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility mein Fund B 12.11% hai, jo ki Fund A se bahut alag hai. Sharpe ratio mein bhi Fund A kam hai. Isliye, Fund B higher risk fund nahi hai.
Q3: Which fund is more cost-effective?
Expense ratio mein Fund A 0.12% hai, jo ki Fund B se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price