Old Bridge Mutual Fund Liquid Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
17.52%
Ab hum ek comparison kar rahe hain Fund A aur Fund B ke beech. Fund A ek Liquid Fund hai aur Fund B ek Small Cap Fund hai. Ye article mein hum dekhege ki kis fund mein invest karna sahi hai aur kya features hain jo kisi investor ko chunne ke liye aavashyak hain.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Small Cap |
| NAV (₹) | 5622.79 | 124.14 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.92% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 17.03 |
| Sharpe Ratio | 3.58 | 0.65 |
| 1 Year Return (%) | 6.17% | 4.52% |
| 3 Year Return (%) | 6.93% | 17.52% |
| 5 Year Return (%) | 6.11% | 18.04% |
| Since Launch (%) | 50.63% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 239% | 12% |
🤖 AI Verdict – Which is Better?
Humara verdict hai ki Fund B, Axis Small Cap Fund, long-term wealth creation ke liye acha fund hai. Iska 3 Y return 17.52% hai, jo Fund A ki 6.93% se adhik hai. Lekin, is fund ke expense ratio 0.92% hai, jo Fund A ki 0.12% se adhik hai. Haan, Fund B ka riskometer Very High hai, lekin yeh fund short-term market fluctuations se bach sakte hai. Dekho, Fund A ka AUM 47,304 Cr hai, jiska mean hai ki yeh fund stable hai, lekin Fund B ka AUM 27,363.97 Cr hai, jo kam hai lekin iska 3 Y return adhik hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
Ek monthly SIP ke liye, hum dekhege ki kis fund mein invest karna sahi hai. Fund A ka 1 Y return 6.17% hai, jo Fund B ki 4.52% se adhik hai. Fund B ka 3 Y return 17.52% hai, jo Fund A ki 6.93% se adhik hai. Haan, Fund B ka riskometer Very High hai, lekin yeh fund long-term returns de sakta hai. Chaliye, Fund A ka expense ratio 0.12% hai, jo Fund B ki 0.92% se kam hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke beech comparison karenge. Fund A ka riskometer Low hai, lekin Fund B ka Very High hai. Fund A ka volatility 0.12 hai, jo Fund B ki 17.03 se kam hai. Haan, Fund B ka Sharpe ratio 0.65 hai, jo Fund A ki 3.58 se kam hai. Fund A ka expense ratio 0.12% hai, jo Fund B ki 0.92% se kam hai. Sach ye hai, Fund A ka risk-adjusted returns acha hai, lekin Fund B ka long-term potential adhik hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke beech comparison karenge. Fund A ka asset allocation T-Bills, CD, CP aur Cash mein hai. Fund B ka asset allocation Equity mein hai. Haan, Fund A ka top holdings concentration low hai, lekin Fund B ka top holdings concentration adhik hai. Dekho, Fund A ka asset allocation 65% T-Bills mein hai, jo Fund B ki 0.55% T-Bills mein se kam hai. Chaliye, Fund A ka asset allocation adhik diversified hai, lekin Fund B ka long-term potential adhik hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Axis Small Cap Fund, long-term returns de sakta hai. Iska 5 Y return 18.04% hai, jo Fund A ki 6.11% se adhik hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund B ka riskometer Very High hai, lekin yeh fund short-term market fluctuations se bach sakte hai. Sharpe ratio 0.65 hai, jo Fund A ki 3.58 se kam hai.
Q3: Which fund is more cost-effective?
Fund A, Old Bridge Mutual Fund Liquid Fund, cost-effective hai. Iska expense ratio 0.12% hai, jo Fund B ki 0.92% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price