Old Bridge Mutual Fund Liquid Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
19.19%
Ab hum aapko do fundon ke beech ka comparison karne ja rhe hain - Old Bridge Mutual Fund Liquid Fund aur Axis Midcap Fund. Aap dekhegi ki yeh dono fund kis category mein hain aur kya aapko unke beech main kya seekhna hai. Fund A ek Liquid Fund hai, jiska mukhya uddeshya naye investment ko apne asset mein badalna hai. Fund B ek Mid Cap Fund hai, jiska mukhya uddeshya medium-sized companies mein investment karna hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Mid Cap |
| NAV (₹) | 5622.79 | 136.27 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.58% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.48 |
| Sharpe Ratio | 3.58 | 0.88 |
| 1 Year Return (%) | 6.17% | 7.41% |
| 3 Year Return (%) | 6.93% | 19.19% |
| 5 Year Return (%) | 6.11% | 16.41% |
| Since Launch (%) | 50.63% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 239% | 12% |
🤖 AI Verdict – Which is Better?
Haan, hum apne verdict ke baare mein baat karenge. Dekho, Fund A ko liquid fund ka nam diya hai, lekin yeh Fund B ko mid cap fund ka nam diya hai, jo ki ek higher risk category hai. Chaliye, Fund A ki 3Y return 6.93% hai, jo ki Fund B ki 3Y return 19.19% se kam hai. Lekin, Fund A ki expense ratio 0.12% hai jo ki Fund B ki expense ratio 1.58% se kam hai. To, Fund A hamesha se hi ek better fund hai, kyonki yeh higher returns de raha hai lekin kam expense ratio ke saath.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP suitibility ke liye, hum Fund A aur Fund B ki consistency aur return stability ko compare karenge. Dekho, Fund A ki 1Y return 6.17% hai, jo ki Fund B ki 1Y return 7.41% se kam hai. Lekin, Fund A ki 3Y return 6.93% hai, jo ki Fund B ki 3Y return 19.19% se kam hai. Haan, Fund A ek stable fund hai, jo ki Fund B se zyada stable hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye, hum Fund A aur Fund B ko compare karenge. Dekho, Fund A ki riskometer Low hai, jo ki Fund B ki riskometer Very High hai. Lekin, Fund A ki volatility 0.12 hai, jo ki Fund B ki volatility 14.48 se kam hai. Haan, Fund A ki Sharpe ratio 3.58 hai, jo ki Fund B ki Sharpe ratio 0.88 se zyada hai. To, Fund A ek better fund hai, kyonki yeh aapko risk-adjusted returns de raha hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum Fund A aur Fund B ki asset allocation aur top holdings concentration ko compare karenge. Dekho, Fund A ki asset allocation mein 65% T-Bills, 20% CD, 10% CP aur 5% cash hai. To, Fund A ek diversified fund hai. Lekin, Fund B ki asset allocation mein 89.53% equity, 0.94% mutual fund aur 0.21% futures hai. To, Fund B ek concentrated fund hai. Haan, Fund A ek better fund hai, kyonki yeh aapko portfolio diversification de raha hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B, jo ki 19.19% ki 3Y return deta hai, Fund A ki 6.93% se zyada hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ek higher risk fund hai, lekin yeh aapko higher returns de raha hai. To, Fund B ki Sharpe ratio 0.88 hai, jo ki Fund A ki 3.58 se kam hai.
Q3: Which fund is more cost-effective?
Answer: Fund A, jo ki 0.12% ki expense ratio deta hai, Fund B ki 1.58% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price