Old Bridge Mutual Fund Liquid Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
11.66%
Aapke paas do funds hain - Old Bridge Mutual Fund Liquid Fund aur Axis ELSS Tax Saver Fund. Fund A ek liquid fund hai, jabki Fund B ek ELSS fund hai. Yeh article aapko batayega ki kis fund mein invest karna chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | ELSS |
| NAV (₹) | 5622.79 | 104.77 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.66% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.4 |
| Sharpe Ratio | 3.58 | 0.39 |
| 1 Year Return (%) | 6.17% | -2.52% |
| 3 Year Return (%) | 6.93% | 11.66% |
| 5 Year Return (%) | 6.11% | 8.43% |
| Since Launch (%) | 50.63% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.56% |
| Portfolio Turnover | 239% | 14% |
🤖 AI Verdict – Which is Better?
Agar aap long-term wealth creation ke liye invest karna chahte hain, to Fund B aapke liye achha option hai. Iska 3Y return 11.66% hai, jo Fund A ke 6.93% se bada hai. Lekin, Fund B ka expense ratio 1.66% hai, jo Fund A ke 0.12% se bada hai. Haan, Fund B ka riskometer Very High hai, lekin yeh fund long-term wealth creation ke liye aapke liye achha hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Agar aap monthly SIP mein 10+ saal ke liye invest karna chahte hain, to Fund A aapke liye achha option hai. Iska 1Y return 6.17% hai, jo Fund B ke -2.52% se bada hai. Fund A ka riskometer Low hai, jo Fund B ka Very High riskometer se kam hai.
⚠️ Risk & Cost Analysis
Agar aap riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karte hain, to Fund A aapke liye achha option hai. Iska riskometer Low hai, volatility 0.12 hai, Sharpe ratio 3.58 hai, aur expense ratio 0.12% hai. Fund B ka riskometer Very High hai, volatility 13.4 hai, Sharpe ratio 0.39 hai, aur expense ratio 1.66% hai.
📊 Portfolio Diversification
Agar aap asset allocation aur top holdings concentration ka comparison karte hain, to Fund A aapke liye achha option hai. Iska asset allocation T-Bills mein 65.00%, CD mein 20.00%, CP mein 10.00%, aur cash mein 5.00% hai. Fund B ka asset allocation equity mein 97.56% hai. Fund A ka top holdings concentration State Bank of India CD mein 8.5%, HDFC Bank CD mein 7.2%, aur Reliance Industries T-Bills mein 6.8% hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ismein Fund B ki 5 saal ke return 8.43% hai, jo Fund A ke 6.11% se bada hai. Haan, Fund B ka expense ratio 1.66% hai, jo Fund A ke 0.12% se bada hai. Sach ye hai ki Fund B long-term mein aapke liye achha option hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer Very High hai, lekin yeh fund long-term wealth creation ke liye aapke liye achha hai. Fund B ka Sharpe ratio 0.39 hai, jo Fund A ke 3.58 se kam hai. Lekin, Fund B ka return long-term mein Fund A ke return se bada hai.
Q3: Which fund is more cost-effective?
Ismein Fund A ka expense ratio 0.12% hai, jo Fund B ke 1.66% se kam hai. Haan, Fund A ka return long-term mein Fund B ke return se kam hai, lekin yeh fund cost-effective hai.