Old Bridge Mutual Fund Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
19.68%
Dekho, aaj hum do alag-alag mutual fund ki comparison karne ja rhe hain. Fund A Old Bridge Mutual Fund Liquid Fund hai, jo Liquid Fund category mein aata hai, aur Fund B Axis Bluechip Fund hai, jo Large Cap category mein aata hai. Yeh article mein humein pata chalega ki kis fund ki comparison karni chahiye aur kis fund se aapke paisaon ka behtar return milega.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 18.82 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.34 |
| Sharpe Ratio | 3.58 | 1.16 |
| 1 Year Return (%) | 6.17% | 4.44% |
| 3 Year Return (%) | 6.93% | 19.68% |
| 5 Year Return (%) | 6.11% | 5.62% |
| Since Launch (%) | 50.63% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund B Axis Bluechip Fund better hai. Iska 3Y return 19.68% hai, jo Fund A k 3Y return 6.93% se zyada hai. Lekin, expense ratio ke liye hume Fund A ko prefer karna chahiye, jo 0.12% hai, Fund B ke 1.52% se kam hai. Riskometer ke hisab se bhi Fund A better hai, jo Very High hai, Fund B ke Low se kam hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
Monthly SIP ke liye, hume 10+ saal ke liye invest karna chahiye. Fund A, 3Y return aur consistency ke hisab se better hai. Iska 1Y return 6.17% hai, jo Fund B ke 4.44% se zyada hai. Dekho, Fund A ka 3Y return 6.93% hai, jo Fund B ke 19.68% se kam hai, lekin Fund A ka 1Y return aur 5Y return Fund B se kam hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, Fund A better hai. Iska riskometer Low hai, Fund B ke Very High se kam hai. Volatility ke hisab se bhi Fund A better hai, jo 0.12 hai, Fund B ke 11.34 se kam hai. Sharpe ratio ke hisab se bhi Fund A better hai, jo 3.58 hai, Fund B ke 1.16 se zyada hai. Expense ratio ke hisab se Fund A better hai, jo 0.12% hai, Fund B ke 1.52% se kam hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, Fund A better hai. Iska asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, Cash: 5.00% hai, jo Fund B ke Equity: 96.00%, T-Bills: 4.00% se kam hai. Top holdings concentration ke hisab se bhi Fund A better hai. Iska top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) hai, Fund B ke HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) se kam hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Chaliye, Fund B Axis Bluechip Fund long-term returns ke liye better hai. Iska 5Y return 5.62% hai, jo Fund A ka 6.11% se kam hai. Lekin, Fund B ka 1Y return aur 3Y return Fund A se kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B Axis Bluechip Fund higher risk hai, lekin Sharpe ratio ke hisab se bhi better hai. Iska Sharpe ratio 1.16 hai, jo Fund A ka 3.58 se kam hai. Lekin, volatility ke hisab se Fund A better hai, jo 0.12 hai, Fund B ke 11.34 se kam hai.
Q3: Which fund is more cost‑effective?
Chaliye, Fund A Old Bridge Mutual Fund Liquid Fund cost-effective hai. Iska expense ratio 0.12% hai, jo Fund B ka 1.52% se kam hai. Lekin, exit load ke hisab se hume Fund B ko prefer karna chahiye, jo N/A hai, Fund A ka 0.12% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price