Old Bridge Mutual Fund Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
21.36%
Ye dono funds kaisi hain, yeh pata karne aaya hai. Fund A ek Liquid Fund hai, jabki Fund B ek Large Cap Fund hai. Yeh pata karne aaya hai ki kis fund mein paisa nivesh karna hai yeh.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 20.09 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.32 |
| Sharpe Ratio | 3.58 | 1.31 |
| 1 Year Return (%) | 6.17% | 5.85% |
| 3 Year Return (%) | 6.93% | 21.36% |
| 5 Year Return (%) | 6.11% | 5.92% |
| Since Launch (%) | 50.63% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ki 3Y return 21.36% hai, jabki Fund A ki 6.93% hai. Lekin, Fund B ki expense ratio 0.52% hai, jabki Fund A ki 0.12% hai. Riskometer bhi Fund B ki Very High hai, jabki Fund A ki Low hai. Dekho, Fund A ek safer aur cost-effective option hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Haan, Fund A ek acchi option hai SIP ke liye. Yeh fund consistent returns deti hai aur 1Y return 6.17% hai. Lekin, Fund B ki returns bhi acchi hai, lekin iski volatility 11.32 hai, jiska matlab hai ki isme jyada risk hai.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ka comparison karte hue, Fund A ek better option hai. Fund A ki volatility 0.12 hai, jabki Fund B ki 11.32 hai. Sharpe ratio bhi Fund A ki 3.58 hai, jabki Fund B ki 1.31 hai. Dekho, Fund A ki expense ratio bhi low hai.
📊 Portfolio Diversification
Asset allocation ka comparison karte hue, Fund A ek better option hai. Fund A mein T-Bills, CD, CP aur cash ka asset allocation hai, jabki Fund B mein equity ka 96% asset allocation hai. Top holdings concentration bhi Fund A mein kam hai, lekin Fund B mein Reliance Industries Ltd. ki 6.9% holding hai. Chaliye, Fund A mein portfolio diversification ki jyada hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ki 5Y return 5.92% hai, jabki Fund A ki 6.11% hai. Lekin, Fund A ki 3Y return 6.93% hai, jabki Fund B ki 21.36% hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund A ki volatility 0.12 hai, jabki Fund B ki 11.32 hai. Sharpe ratio bhi Fund A ki 3.58 hai, jabki Fund B ki 1.31 hai. Dekho, Fund A ek safer aur cost-effective option hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.12% hai, jabki Fund B ki 0.52% hai. Dekho, Fund A ek cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price