Old Bridge Mutual Fund Liquid Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.7%
Dekho, aapki dukaan mein do mutual funds hain - Old Bridge Mutual Fund Liquid Fund aur Angel One Mutual Fund Multi Cap Fund. Ek liquid fund hai aur dusra multi cap fund. Aaj hum aapko batayenge ki unke beech kya farq hai aur kis fund mein aapka paisa safal raha hai.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Angel One Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 5622.79 | 8.38 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 13.4 |
| Sharpe Ratio | 3.58 | 1.52 |
| 1 Year Return (%) | 6.17% | -11.42% |
| 3 Year Return (%) | 6.93% | 12.7% |
| 5 Year Return (%) | 6.11% | 7.44% |
| Since Launch (%) | 50.63% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 239% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation chahte hain, to Fund A Old Bridge Mutual Fund Liquid Fund hai jismein aapki jaanwar ki kismet lag jayegi. Iska 3Y return 6.93% hai, expense ratio 0.12% hai, aur riskometer low hai. Isliye, yeh fund aapke liye sabse accha hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
Chaliye, hum SIP suitability ke baare mein baat karte hain. Fund A mein consistency aur return stability ka ratio bahut accha hai. Yeh fund monthly SIP ke liye bhi sabse accha hai. Fund B mein volatility ka ratio bahut high hai, isliye yeh fund SIP ke liye nahi accha hai.
⚠️ Risk & Cost Analysis
Haan, hum aapko riskometer, volatility, Sharpe ratio, aur expense ratio ke baare mein bataate hain. Fund A mein riskometer low hai, volatility 0.12 hai, aur Sharpe ratio 3.58 hai. Isliye, yeh fund aapke liye sabse accha hai. Fund B mein riskometer very high hai, volatility 13.4 hai, aur Sharpe ratio 1.52 hai. Isliye, yeh fund nahi accha hai.
📊 Portfolio Diversification
Lekin, hum aapko asset allocation ke baare mein bhi batate hain. Fund A mein asset allocation bahut diversified hai, jismein T-Bills, CD, CP, aur cash ka ratio hai. Fund B mein asset allocation bahut high risk hai, jismein equity ka ratio 97% hai. Isliye, Fund A mein portfolio diversification ka ratio bahut accha hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.11% hai aur Fund B ka 5Y return 7.44% hai. Isliye, Fund B fund B aapke liye sabse accha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer very high hai, lekin yeh fund aapke liye sabse accha hai. Isliye, yeh fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai aur Fund B ka expense ratio 1.68% hai. Isliye, Fund A aapke liye sabse accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price