Old Bridge Mutual Fund Liquid Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.76%
Aapko yahan Fund A aur Fund B ke beech ka sanvaad padhne waala hai, jo dono liquid funds hain. Is article mein hum in dono fundon ka vishleshan karenge aur aapko yah sochne mein madad karenge ki kis fund mein aapka paisa lagne ke liye achha hai. Dekho, Fund A aur Fund B dono hi low-risk hain aur aapko 10 se zyada saal ke liye SIP lagane ke liye bhi acche hain.
[VERDICT]| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Angel One Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 2132.04 |
| AUM (₹ Cr) | 4.73 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.11 |
| Sharpe Ratio | 3.58 | 2.36 |
| 1 Year Return (%) | 6.17% | 6.03% |
| 3 Year Return (%) | 6.93% | 6.76% |
| 5 Year Return (%) | 6.11% | 5.95% |
| Since Launch (%) | 50.63% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 221% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A hamesha ke liye aapke liye achha fund hai. Iska karan yah hai ki yeh fund 3Y return, expense ratio, aur risk ke hisaab se behtar hai. Fund A ka 3Y return 6.93% hai, jo Fund B ke 6.76% se adhik hai. Expense ratio bhi Fund A ka kam hai, jo 0.12% hai. Isliye Fund A aapke liye achha fund hai.
[SIP_SUITABILITY]Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A aapke liye accha fund hai. Fund A ka return stability aur consistency dono mein behtar hai. Isliye aapko apne SIP ka fund chunne ke liye Fund A kiya jaye.
[RISK_COST]⚠️ Risk & Cost Analysis
Rismometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, Fund A aapke liye behtar fund hai. Fund A ka riskometer low hai, volatility 0.12 hai, aur Sharpe ratio 3.58 hai. Isliye Fund A aapke liye achha fund hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, Fund A aur Fund B dono hi alag-alag hain. Fund A ka asset allocation T-Bills, CD, CP, aur cash mein hain, jabki Fund B ka asset allocation bhi T-Bills, CD, CP, aur cash mein hain. Lekin Fund A ka asset allocation thoda jyada diversified hai. Isliye Fund A aapke liye behtar fund hai.
[FAQ]SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 6.11% hai, jo Fund B ke 5.95% se adhik hai. Isliye Fund A aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 0.12 hai, jabki Fund B ka volatility 0.11 hai. Sharpe ratio bhi Fund A ka 3.58 hai, jo Fund B ke 2.36 se adhik hai. Isliye Fund A aapke liye achha fund hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.12% hai, jo Fund B ke vishay mein N/A hai. Isliye Fund A aapke liye cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price