Old Bridge Mutual Fund Liquid Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
14.7%
Kya aapko lagta hai ki liquid funds aur large cap funds mein koi farak hai? Dekho, hum aaj aapko Fund A aur Fund B ki comparision karne ja rahe hain. Fund A Old Bridge Mutual Fund Liquid Fund hai, jabki Fund B Angel One Mutual Fund Large Cap Fund hai. Fund A mein aapko liquid funds ki characteristics dikhayi jaa rahi hain, jabki Fund B mein large cap funds ki characteristics dikhayi jaa rahi hain. Is article mein hum aapko batayenge ki kya aapko Fund A ya Fund B mein invest karne chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Angel One Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 497.22 |
| AUM (₹ Cr) | 4.73 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.57 |
| Sharpe Ratio | 3.58 | 0.71 |
| 1 Year Return (%) | 6.17% | -4.02% |
| 3 Year Return (%) | 6.93% | 14.7% |
| 5 Year Return (%) | 6.11% | 12.03% |
| Since Launch (%) | 50.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 239% | 19% |
🤖 AI Verdict – Which is Better?
Haan, humne ek clear verdict diya hai. Fund A Old Bridge Mutual Fund Liquid Fund is better for long-term wealth creation. Iska reason hai ki iska 3Y return 6.93% hai, jo Fund B ka 3Y return (14.7%) se kam hai. Iske alawa, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio (0.52%) se kam hai. Lekin, Fund B ka riskometer very high hai, isliye humein iska risk bhi consider karna hoga.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Chaliye, hum SIP suitability ki baat karte hain. Fund A aur Fund B dono mein SIP ki consistency aur return stability ki baat karein. Fund A ka 1Y return 6.17% hai, jo Fund B ka 1Y return (-4.02%) se kam hai. Isliye, Fund A better hai SIP ke liye. Lekin, Fund B ka 3Y return 14.7% hai, jo Fund A ka 3Y return (6.93%) se kam hai. Isliye, Fund B bhi ek achha vikalp hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karte hain. Fund A ka riskometer low hai, lekin Fund B ka riskometer very high hai. Fund A ka volatility 0.12 hai, jo Fund B ka volatility (11.57) se kam hai. Iske alawa, Fund A ka Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio (0.71) se kam hai. Isliye, Fund A better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karte hain. Fund A mein asset allocation T-Bills, CD, CP, aur cash mein hai, jo Fund B mein equity aur T-Bills mein hai. Fund A ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein hai, jo Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein hai. Isliye, Fund A better hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 12.03% hai, jo Fund A ka 5Y return (6.11%) se kam hai. Isliye, Fund B better hai long-run returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, lekin risk bhi consider karna hoga. Fund B ka volatility 11.57 hai, jo Fund A ka volatility (0.12) se kam hai. Isliye, Fund B ka risk bhi jyada hai.
Q3: Which fund is more cost‑effective?
Isme, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio (0.52%) se kam hai. Isliye, Fund A better hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price