Old Bridge Mutual Fund Liquid Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
12.3%
Hum aaj kee baat hai Fund A aur Fund B ke beech. Fund A ek liquid fund hai aur Fund B ek balanced hybrid fund hai. Aapko yahaan pata lagega ki kis fund mein invest karna hai aur kyun. Dekho, hum aapko iske sabhi aspects ke baare mein batayenge.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Angel One Mutual Fund |
| Category | Liquid Fund | Balanced Hybrid |
| NAV (₹) | 5622.79 | 16.39 |
| AUM (₹ Cr) | 4.73 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.78% |
| Riskometer | Low | Moderately High |
| Volatility | 0.12 | 8.79 |
| Sharpe Ratio | 3.58 | 0.66 |
| 1 Year Return (%) | 6.17% | 3.08% |
| 3 Year Return (%) | 6.93% | 12.3% |
| 5 Year Return (%) | 6.11% | 7.51% |
| Since Launch (%) | 50.63% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 239% | 127% |
🤖 AI Verdict – Which is Better?
Hum sochta hain ki kis fund mein long-term wealth creation ke liye invest karna chahiye. Dekho, Fund B ka 3Y return 12.3% hai, jo Fund A ka 3Y return 6.93% se kafi accha hai. Lekin, Fund B ka expense ratio 0.78% hai, jo Fund A ka expense ratio 0.12% se kafi adhik hai. Riskometer bhi Fund B ka Moderately High hai, jo Fund A ka Low se kuch accha hai. Haan, humko lagta hai ki Fund B aage badhne ke liye behtar hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye hum sochta hain ki kis fund mein invest karna hai. Fund A ka 1Y return 6.17% hai, jo Fund B ka 1Y return 3.08% se kuch accha hai. Lekin, Fund A ka consistency Fund B ke muqabil kuch adhik hai. Haan, humko lagta hai ki Fund A SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, Fund A ka Low risk hai, jo Fund B ka Moderately High risk se kuch accha hai. Lekin, Fund B ka volatility 8.79 hai, jo Fund A ka volatility 0.12 se kuch adhik hai. Sharpe ratio ke hisaab se, Fund A ka Sharpe ratio 3.58 hai, jo Fund B ka Sharpe ratio 0.66 se kuch accha hai. Haan, humko lagta hai ki Fund A risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund A ka asset allocation T-Bills, CD, CP, aur Cash mein hai. Fund B ka asset allocation Equity, Debt, aur T-Bills mein hai. Top holdings ke hisaab se, Fund A ka top holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Fund B ka top holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Haan, humko lagta hai ki Fund A ka portfolio diversification Fund B ke muqabil kuch adhik hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 7.51% hai, jo Fund A ka 5Y return 6.11% se kuch accha hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka higher risk fund worth hai, kyonki uska Sharpe ratio 0.66 hai, jo Fund A ka Sharpe ratio 3.58 se kuch accha hai.
Q3: Which fund is more cost-effective?
Answer: Fund A hai jo expense ratio 0.12% ke sath aata hai, jo Fund B ka expense ratio 0.78% se kuch adhik hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price