Old Bridge Mutual Fund Liquid Fund vs Aditya Birla Sun Life Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.85%
Yeh dono fund ek jaisa hain, Liquid Fund ke category mein aate hain. Lekin kya chahiye, humein pata karna hoga ki dono mein se kaun accha hai. Is article mein hum aapko Fund A aur Fund B ke beech ka comparison karne wale hain, taaki aapko pata chale ki aapko kis fund mein investment karni chahiye.
| Parameter | AOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth | BAditya Birla Sun Life Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Old Bridge Mutual Fund | Aditya Birla Sun Life |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 443.77 |
| AUM (₹ Cr) | 4.73 Lac Cr | 3.43 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.12 | 0.13 |
| Sharpe Ratio | 3.58 | 2.69 |
| 1 Year Return (%) | 6.17% | 6.09% |
| 3 Year Return (%) | 6.93% | 6.85% |
| 5 Year Return (%) | 6.11% | 6.05% |
| Since Launch (%) | 50.63% | 20.09% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Mahesh Patil (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 239% | 279% |
🤖 AI Verdict – Which is Better?
Yeh dono fund ek jaisa hain, lekin Fund A ke 3Y return 6.93% hai, jo ki Fund B ke 6.85% se jyaada hai. Lekin expense ratio bhi ek mahatvapurn cheez hai. Fund A ka expense ratio 0.12% hai, jo ki Fund B ka 0.12% se bhi kam hai. Iske alawa, Fund A ka riskometer bhi thoda kam hai. Haan, Fund A hi accha lagta hai.
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
Why consider Aditya Birla Sun Life Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.85%
- AUM: 3.43 Lac Cr
- Sharpe Ratio: 2.69
📈 SIP Suitability
Yeh dono fund ek jaisa hain, lekin Fund A ka consistency aur return stability thoda jyaada hai. Iske liye humein 10+ saal ke SIP ka anuman lagaana hoga. Chaliye, hum Fund A ko is prakriya mein accha dikhate hain. Fund B ka 1Y return thoda kam hai, aur expense ratio bhi kam hai. Lekin Fund A ka riskometer thoda kam hai, jisse iska return stability jyaada hai.
⚠️ Risk & Cost Analysis
Yeh dono fund ek jaisa hain, lekin Fund A ka riskometer thoda kam hai, jisse iska risk-adjusted return jyaada hai. Lekin Fund B ka volatility thoda jyaada hai. Sharpe ratio bhi ek mahatvapurn cheez hai. Fund A ka Sharpe ratio 3.58 hai, jo ki Fund B ka 2.69 se jyaada hai. Haan, Fund A ka expense ratio bhi kam hai, jo ki ek accha cheez hai.
📊 Portfolio Diversification
Yeh dono fund ek jaisa hain, lekin Fund A ka asset allocation thoda jyaada diversified hai. Fund A mein T-Bills, CD, CP, aur cash ka asset allocation hai, jisse iska portfolio diversification thoda jyaada hai. Fund B ka asset allocation bhi ek jaisa hai, lekin thoda kam diversified hai. Iske alawa, Fund A ka top holdings concentration bhi thoda kam hai.
SIP Calculator – Compare Growth Potential
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Aditya Birla Sun Life Liquid Fund
₹863216.47
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.11% hai, jo ki Fund B ka 6.05% se jyaada hai. Iske liye Fund A hi accha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility thoda jyaada hai, lekin Sharpe ratio bhi thoda kam hai. Iske liye, Fund A hi accha hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai, jo ki Fund B ka 0.12% se bhi kam hai. Iske liye, Fund A hi accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price