Nippon India Small Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Chaliye dekho, hum do aise mutual funds ka comparison karenge. Fund A Nippon India Small Cap Fund Direct Plan Growth hai, jiska category Small Cap hai. Fund B Tata Mutual Fund Large Cap Fund Direct Plan Growth hai, jiska category Large Cap hai. Sabse pehle hum aapko pata karenge ki fund dono ki category kya hai aur phir hum aapko batayenge ki aapko kis fund mein invest karna chahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Tata Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.94 |
| Sharpe Ratio | 0.76 | 0.63 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 32% |
🤖 AI Verdict – Which is Better?
Haan, aapko pata hai ki Fund A ki 3 Year return 20.63% hai aur Fund B ki 3 Year return 14.7% hai. Expense ratio ke hisab se bhi Fund A better hai. Dekho, Fund A ki expense ratio 0.64% hai aur Fund B ki expense ratio 0.52% hai. Lekin, Fund A ki riskometer bhi Very High hai. Toh, Fund A ki 3 Year return aur expense ratio ke hisab se hum kahenge ki Fund A better hai long-term wealth creation ke liye.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Chaliye, hum aapko batayenge ki SIP ke hisab se kis fund mein invest karna chahiye. Dekho, Fund A ki 5 Year return 21.91% hai aur Fund B ki 5 Year return 12.03% hai. Lekin, Fund A ki volatility bhi jyada hai. Toh, hum kahenge ki Fund A SIP ke liye bhi better hai lekin aapko jyada risk le rakhni hogi.
⚠️ Risk & Cost Analysis
Haan, hum aapko batayenge ki kis fund mein risk aur cost kam hai. Dekho, Fund A ki riskometer Very High hai aur Fund B ki riskometer bhi Very High hai. Lekin, Fund A ki volatility 18.66 hai aur Fund B ki volatility 12.94 hai. Sharpe ratio ke hisab se bhi Fund A better hai. Lekin, expense ratio ke hisab se Fund B better hai. Toh, hum kahenge ki Fund A ki risk-adjusted return better hai.
📊 Portfolio Diversification
Chaliye, hum aapko batayenge ki kis fund mein portfolio diversification jyada hai. Dekho, Fund A ki asset allocation Equity me 97.17% hai aur Fund B ki asset allocation Equity me 96% hai. Lekin, Fund B ki asset allocation me T-Bills 4% hai, jisse portfolio diversification jyada hai. Toh, hum kahenge ki Fund B portfolio diversification ke hisab se better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5 Year return 21.91% hai aur Fund B ki 5 Year return 12.03% hai. Toh, Fund A better hai long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki riskometer Very High hai lekin volatility bhi jyada hai. Sharpe ratio ke hisab se bhi Fund A better hai. Toh, hum kahenge ki higher risk fund worth hai lekin aapko jyada risk le rakhni hogi.
Q3: Which fund is more cost-effective?
Dekho, Fund B ki expense ratio 0.52% hai aur Fund A ki expense ratio 0.64% hai. Toh, hum kahenge ki Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price