Nippon India Small Cap Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
22.93%
Dekho, aap do fund ka comparison karne ja rahe hain - Nippon India Small Cap Fund aur Sundaram Mutual Fund Multi Cap Fund. Aapko yeh jaankari milegi ki kis fund ka long-term wealth creation ke liye aapka vishwas hai. Chaliye, aapko yeh sab kuchh detail mein yaad rakhne main madad karengi.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Sundaram Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 1431.56 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 14.8 |
| Sharpe Ratio | 0.76 | 1.11 |
| 1 Year Return (%) | 5.69% | 6.91% |
| 3 Year Return (%) | 20.63% | 22.93% |
| 5 Year Return (%) | 21.91% | 19.07% |
| Since Launch (%) | 23.95% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 50% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A ki 3Y return (20.63%) aur expense ratio (0.64%) Fund B se achhi hai. Lekin Fund B ki Sharpe ratio (1.11) Fund A ki (0.76) se uchch hai. Haan, Fund B ki 5Y return Fund A ki 5Y return se kam hai. Toh, humka lagta hai ki Fund A Fund B ke liye better hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP Suitability ka samay 10+ year hai. Fund A ki consistency aur return stability Fund B ki compare karne par lagta hai ki Fund B Fund A ke liye behtar hai. Dekho, Fund A ki volatility 18.66 hai, jabki Fund B ki volatility 14.8 hai. Isliye, Fund B ke liye monthly SIP aapke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karne par lagta hai ki Fund B Fund A ke liye behtar hai. Fund B ki Sharpe ratio (1.11) Fund A ki (0.76) se uchch hai, aur expense ratio (1.68%) Fund A ki (0.64%) se kam hai. Haan, Fund A ki riskometer Fund B ki riskometer se bhi uchch hai. Toh, Fund B ke liye better risk-adjusted returns pradaan karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karne par lagta hai ki Fund A Fund B ke liye behtar hai. Fund A ki asset allocation 97.17% equity aur 0.21% CD hai, jabki Fund B ki asset allocation 97.00% equity aur 3.00% T-Bills hai. Isliye, Fund A ka portfolio diversification Fund B ka compare karne par behtar hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return (21.91%) aur 3Y return (20.63%) Fund B ki 5Y return (19.07%) aur 3Y return (22.93%) se behtar hai. Isliye, Fund A Fund B ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki Sharpe ratio (1.11) Fund A ki Sharpe ratio (0.76) se uchch hai. Isliye, Fund B ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio (0.64%) Fund B ki expense ratio (1.68%) se kam hai. Isliye, Fund A Fund B ke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price