Nippon India Small Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
13.45%
Apne paas do small cap funds hain - Nippon India Small Cap Fund aur SBI Small Cap Fund. Dekho, humein yeh decide karna hoga ki dono fundon mein se kis ka long-term investment achha hai. Fund A aur Fund B dono hi high-risk fund hain, lekin humein yeh decide karna hoga ki kis fund mein investment karna achha hai. Chaliye, hum dono fundon ka comparison karne jayein.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | Small Cap |
| NAV (₹) | 194.77 | 192.12 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 17.83 |
| Sharpe Ratio | 0.76 | 0.39 |
| 1 Year Return (%) | 5.69% | 0.06% |
| 3 Year Return (%) | 20.63% | 13.45% |
| 5 Year Return (%) | 21.91% | 14.57% |
| Since Launch (%) | 23.95% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 32% | 23% |
🤖 AI Verdict – Which is Better?
Yeh baat sach hai ki Fund A ka 3Y return 20.63% hai aur Fund B ka 3Y return 13.45% hai. Fund A ka expense ratio bhi kam hai, 0.64% aur Fund B ka expense ratio 0.82% hai. Lekin, risk bhi bahut zaroori hai. Fund A ka riskometer bhi very high hai, lekin sharpe ratio 0.76 hai, jo Fund B ki sharpe ratio 0.39 se bhi jyada hai. Haan, Fund A kam aur sabse accha hai long-term wealth creation ke liye.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Ab humein ye decide karna hai ki Fund A ya Fund B ka monthly SIP kitna achha hai. Fund A ka 1Y return aur 3Y return dono hi bahut accha hai. Lekin, Fund B ka 1Y return bahut kam hai, 0.06% hi hai. Chaliye, Fund A ka monthly SIP kitna accha hai, lekin sabse accha hai 10+ saal ke liye.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, sharpe ratio, aur expense ratio ka comparison karenge. Fund A ka riskometer very high hai, lekin sharpe ratio 0.76 hai. Fund B ka riskometer bhi very high hai, lekin sharpe ratio 0.39 hai. Fund A ka volatility bhi jyada hai, 18.66, lekin Fund B ka volatility 17.83 hai. Haan, Fund A ka expense ratio kam hai. Lekin, Fund A kam aur best hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ka comparison karenge. Fund A ka asset allocation equity mein 97.17% hai aur CD mein 0.21% hai. Fund B ka asset allocation equity mein 91.00% hai aur cash & equivalents mein 9.00% hai. Lekin, Fund A ka top 3 holdings HDFC Bank, Multi Commodity Exchange, aur Bharat Heavy Electricals hai. Fund B ka top 3 holdings Aarti Drugs, Hatsun Agro Product, aur National Aluminium Company hai. Haan, Fund A ka asset allocation aur top holdings concentration bahut accha hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 21.91% hai, jo Fund B ka 5Y return 14.57% se jyada hai. Haan, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 18.66 hai, jo Fund B ka volatility 17.83 se jyada hai. Lekin, Fund A ka sharpe ratio 0.76 hai, jo Fund B ka sharpe ratio 0.39 se jyada hai. Haan, Fund A ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.64% hai, jo Fund B ka expense ratio 0.82% se kam hai. Haan, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price