Nippon India Small Cap Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
15.45%
dekho, aapke paas do funds hain, Nippon India Small Cap Fund aur SBI Midcap Fund. Ye dono fund small aur mid cap category mein aate hain. Aaj hum unke beech kuch comparison karenge jisse aapko pata chalega ki aapko kis fund mein investment karna chahiye. Fund A small cap category mein hai aur Fund B mid cap category mein hai. Hum aapko batayenge ki kis fund mein long term mein wealth create karna chahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | Mid Cap |
| NAV (₹) | 194.77 | 264.93 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 14.71 |
| Sharpe Ratio | 0.76 | 0.61 |
| 1 Year Return (%) | 5.69% | 1.71% |
| 3 Year Return (%) | 20.63% | 15.45% |
| 5 Year Return (%) | 21.91% | 16.58% |
| Since Launch (%) | 23.95% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 32% | 33% |
🤖 AI Verdict – Which is Better?
dekho, Fund A ki 3Y return 20.63% hai, jabki Fund B ki 3Y return 15.45% hai. Yeh hai fund A ki kam AUM (72672.99 Cr) ke baawjood uski adhik return hai. lekin, expense ratio mein fund B kam hai (1.62%). Haan, Fund A ka riskometer bhi very high hai, lekin sharpe ratio bhi kam hai (0.76). Fund B ka riskometer bhi very high hai, lekin sharpe ratio kam hai (0.61). lekin, fund B ki 5Y return bhi kam hai (16.58%). haan, hum chahte hain ki aap Fund A ko chunen, kyonki uski 5Y return adhik hai (21.91%) aur kam riskometer hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
dekho, Fund A ki 5Y return 21.91% hai, jabki Fund B ki 5Y return 16.58% hai. Yeh hai fund A ki long term mein stability aur consistency hai. lekin, fund B ki expense ratio kam hai (1.62%), jabki fund A ki expense ratio high hai (0.64%). lekin, fund A ka riskometer bhi very high hai, lekin sharpe ratio bhi kam hai (0.76). haan, fund B ka sharpe ratio kam hai (0.61), lekin riskometer high hai. lekin, fund B ki 1Y return kam hai (1.71%), jabki fund A ki 1Y return adhik hai (5.69%). haan, hum chahte hain ki aap fund A ko chunen, kyonki uski long term mein stability aur consistency hai.
⚠️ Risk & Cost Analysis
dekho, Fund A ka riskometer very high hai, jabki fund B ka riskometer bhi very high hai. lekin, fund A ki volatility kam hai (18.66), jabki fund B ki volatility high hai (14.71). haan, fund A ka sharpe ratio bhi kam hai (0.76), jabki fund B ka sharpe ratio high hai (0.61). lekin, fund A ki expense ratio high hai (0.64%), jabki fund B ki expense ratio kam hai (1.62%). haan, hum chahte hain ki aap fund A ko chunen, kyonki uski risk-adjusted returns adhik hai.
📊 Portfolio Diversification
dekho, Fund A ki asset allocation 97.17% equity hai, jabki fund B ki asset allocation 93.08% equity hai. Yeh hai fund A ki adhik diversification hai. lekin, fund B ki top holdings concentration kam hai. haan, fund A ka sector risk bhi kam hai, kyonki uske top holdings mein koi bhi sector ki company nahi hai. lekin, fund B ka sector risk high hai, kyonki uske top holdings mein Bharat Heavy Electricals Ltd. aur Torrent Power Ltd. hai. haan, hum chahte hain ki aap fund A ko chunen, kyonki uski adhik diversification hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
sach ye hai, Fund A ki 5Y return adhik hai (21.91%). lekin, fund B ki expense ratio kam hai (1.62%). haan, hum chahte hain ki aap fund A ko chunen, kyonki uski long term mein stability aur consistency hai.
Q2: Is the higher risk fund worth it?
dekho, Fund A ka riskometer very high hai, lekin sharpe ratio bhi kam hai (0.76). haan, fund B ka sharpe ratio high hai (0.61), lekin riskometer bhi high hai. lekin, fund A ki 5Y return adhik hai (21.91%), jabki fund B ki 5Y return kam hai (16.58%). haan, hum chahte hain ki aap fund A ko chunen, kyonki uski long term mein stability aur consistency hai.
Q3: Which fund is more cost-effective?
dekho, fund B ki expense ratio kam hai (1.62%), jabki fund A ki expense ratio high hai (0.64%). haan, fund B ka riskometer bhi very high hai, lekin sharpe ratio bhi kam hai (0.61). lekin, fund A ki 5Y return adhik hai (21.91%), jabki fund B ki 5Y return kam hai (16.58%). haan, hum chahte hain ki aap fund A ko chunen, kyonki uski long term mein stability aur consistency hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price