Nippon India Small Cap Fund vs SBI Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.89%
Dekho, aapke paas do fund hain - Nippon India Small Cap Fund aur SBI Liquid Fund. Ye do alag-alag categories mein hain, aur humein pata hai ki kis fund mein lagaane ke liye invest karne ka sabse achha samay hai. Chaliye, aaj humein yeh janna hai ki kis fund mein invest karne se aapke paas bhaari seva ke liye bhi kya milega.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | Liquid |
| NAV (₹) | 194.77 | 4351.16 |
| AUM (₹ Cr) | 7.27 Lac Cr | 7.12 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.12 |
| Sharpe Ratio | 0.76 | 3.25 |
| 1 Year Return (%) | 5.69% | 6.15% |
| 3 Year Return (%) | 20.63% | 6.89% |
| 5 Year Return (%) | 21.91% | 6.09% |
| Since Launch (%) | 23.95% | 6.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 260% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ka 3Y return 20.63% hai, jo ki Fund B ki 6.89% se bahut alag hai. Iske alawa, Fund A ka expense ratio 0.64% hai, jo ki Fund B ki 0.12% se adhik hai. Chaliye, humein yeh pata hai ki Fund A mein invest karne se aapke paas long-term wealth creation ke liye bhaari seva milegi.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
📈 SIP Suitability
Haan, SIP suitabality ke liye, humein pata hai ki Fund A ka 5Y return 21.91% hai, jo ki Fund B ki 6.09% se adhik hai. Iske alawa, Fund A ka consistency aur return stability mein bhi adhik hai. Chaliye, humein yeh pata hai ki Fund A ke liye SIP invest karne se aapke paas 10+ years ke liye bhaari seva milegi.
⚠️ Risk & Cost Analysis
Lekin, Fund A ka riskometer Very High hai, jo ki Fund B ki Low riskometer se bahut alag hai. Iske alawa, Fund A ka volatility 18.66 hai, jo ki Fund B ki 0.12 se bahut adhik hai. Chaliye, humein yeh pata hai ki Fund A mein invest karne se aapke paas bahut adhik risk hai.
📊 Portfolio Diversification
Chaliye, Fund A ka asset allocation Equity mein 97.17% hai, jo ki Fund B ki Liquid asset allocation se bahut alag hai. Iske alawa, Fund A ka top holdings concentration HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. mein hai. Chaliye, humein yeh pata hai ki Fund A mein invest karne se aapke paas sector risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 21.91% hai, jo ki Fund B ki 6.09% se adhik hai. Isliye, Fund A hai jo aapke paas long-term wealth creation ke liye bhaari seva dega.
Q2: Is the higher risk fund worth it?
Lekin, Fund A ka riskometer Very High hai, jo ki Fund B ki Low riskometer se bahut alag hai. Iske alawa, Fund A ka volatility 18.66 hai, jo ki Fund B ki 0.12 se bahut adhik hai. Isliye, Fund A mein invest karne se aapke paas bahut adhik risk hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jo ki Fund A ki 0.64% se adhik kam hai. Isliye, Fund B hai jo aapke paas cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price