Nippon India Small Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
18.13%
Aapko iske do fund ka comparison karna hain - Nippon India Small Cap Fund aur SBI Focused Fund. Ye fund aapke long term investments ke liye achhe options hain. Hum aapko iske features aur characteristics batayenge, jisse aap iske liye aapko better investment chun sakte hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 432.21 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.25 |
| Sharpe Ratio | 0.76 | 0.88 |
| 1 Year Return (%) | 5.69% | 12.11% |
| 3 Year Return (%) | 20.63% | 18.13% |
| 5 Year Return (%) | 21.91% | 15.02% |
| Since Launch (%) | 23.95% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 32% | 45% |
🤖 AI Verdict – Which is Better?
Agar aap long term wealth creation ke liye invest karte hain, to SBI Focused Fund aapke liye better option hai. Iska 3 year return 18.13% hai, jabki Nippon India Small Cap Fund ka 3 year return 20.63% hai. Lekin, SBI Focused Fund ka expense ratio 1.47% hai, jo Nippon India Small Cap Fund ka 0.64% se adhik hai. Haan, SBI Focused Fund ka riskometer bhi "Very High" hai, lekin iska Sharpe ratio 0.88 hai, jo Nippon India Small Cap Fund ka 0.76 se adhik hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP ke liye SBI Focused Fund aapke liye better option hai. Iska 1 year return 12.11% hai, jo Nippon India Small Cap Fund ka 5.69% se adhik hai. Lekin, SBI Focused Fund ka asset allocation 76.29% Equity, 14.88% Forgn Eq aur 0.74% Debenture hai, jo Nippon India Small Cap Fund ka 97.17% Equity aur 0.21% CD se alag hai.
⚠️ Risk & Cost Analysis
SBI Focused Fund ka riskometer "Very High" hai, lekin iska Sharpe ratio 0.88 hai, jo Nippon India Small Cap Fund ka 0.76 se adhik hai. Lekin, SBI Focused Fund ka volatility 13.25 hai, jo Nippon India Small Cap Fund ka 18.66 se kam hai. Haan, Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo SBI Focused Fund ka 1.47% se kam hai.
📊 Portfolio Diversification
SBI Focused Fund ke asset allocation mein 76.29% Equity, 14.88% Forgn Eq aur 0.74% Debenture hai, jo Nippon India Small Cap Fund ke 97.17% Equity aur 0.21% CD se alag hai. Lekin, SBI Focused Fund ke top holdings mein Alphabet Inc Class A (11.14%), State Bank of India (6.96%) aur ICICI Bank Ltd. (6.59%) hai, jo Nippon India Small Cap Fund ke HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%) aur Bharat Heavy Electricals Ltd. (1.67%) se alag hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5 year return 15.02% hai, jo Nippon India Small Cap Fund ka 21.91% se kam hai. Lekin, SBI Focused Fund ka 3 year return 18.13% hai, jo Nippon India Small Cap Fund ka 20.63% se adhik hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka riskometer "Very High" hai, lekin iska Sharpe ratio 0.76 hai, jo SBI Focused Fund ka 0.88 se kam hai. Lekin, SBI Focused Fund ka volatility 13.25 hai, jo Nippon India Small Cap Fund ka 18.66 se kam hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo SBI Focused Fund ka 1.47% se kam hai. Lekin, SBI Focused Fund ka AUM 46041.95 Cr hai, jo Nippon India Small Cap Fund ka 72672.99 Cr se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price