Nippon India Small Cap Fund vs SBI ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
19.98%
Humare paas do fund hain - Nippon India Small Cap Fund aur SBI ELSS Tax Saver Fund. Dono fund very high risk ke hain, lekin hum dekhenge kis fund me lagat karta hai aur kis fund me bhi return aata hai. Is article me hum dekhenge ki kiski category hain, unke returns hain, aur kis fund me investment karna achha hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | ELSS |
| NAV (₹) | 194.77 | 462.73 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.11 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.93% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 15.53 |
| Sharpe Ratio | 0.76 | 0.87 |
| 1 Year Return (%) | 5.69% | -1.1% |
| 3 Year Return (%) | 20.63% | 19.98% |
| 5 Year Return (%) | 21.91% | 17.91% |
| Since Launch (%) | 23.95% | 15.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Milind Agrawal (0.4 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | ICICI Bank Ltd. (8.95%), Reliance Industries Ltd. (5.19%), Kotak Mahindra Bank Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.05% | T-Bills: 0.12% |
| Portfolio Turnover | 32% | 37% |
🤖 AI Verdict – Which is Better?
Nippon India Small Cap fund aur SBI ELSS Tax Saver fund dono very high risk ke hain, lekin SBI ELSS Tax Saver fund ki 3Y return 19.98% hai, jo ki bahut achhi hai. Expense ratio bhi kam hai, 0.93% hai. Chaliye hum SBI ELSS Tax Saver fund ko better fund ke roop me lete hain.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI ELSS Tax Saver Fund?
- Expense ratio: 0.93%
- 3Y return: 19.98%
- AUM: 3.11 Lac Cr
- Sharpe Ratio: 0.87
📈 SIP Suitability
SIP Suitability ke liye hum dekhenge ki kis fund me consistency aur return stability hai. Nippon India Small Cap fund ki 1Y return 5.69% hai, jabki SBI ELSS Tax Saver fund ki 1Y return -1.1% hai. Isse hum dekh sakte hain ki SBI ELSS Tax Saver fund ki consistency aur return stability Nippon India Small Cap fund se adhik hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se hum dekhenge ki kis fund me better risk-adjusted returns hai. SBI ELSS Tax Saver fund ki riskometer very high hai, lekin volatility 15.53 hai, jo ki kam hai. Sharpe ratio bhi adhik hai, 0.87 hai. Expense ratio bhi kam hai, 0.93% hai. Isse hum dekh sakte hain ki SBI ELSS Tax Saver fund me better risk-adjusted returns hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se hum dekhenge ki kis fund me portfolio diversification hai. Nippon India Small Cap fund ki asset allocation equity mein 97.17% hai, jabki SBI ELSS Tax Saver fund ki asset allocation equity mein 96.05% hai. Top holdings concentration mein bhi SBI ELSS Tax Saver fund adhik diversified hai. Isse hum dekh sakte hain ki SBI ELSS Tax Saver fund mein portfolio diversification hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI ELSS Tax Saver Fund
₹1909339.14
@20.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI ELSS Tax Saver fund ki 5Y return 17.91% hai, jo ki Nippon India Small Cap fund ki 5Y return 21.91% se kam hai. Isse hum dekh sakte hain ki Nippon India Small Cap fund long run me better returns de raha hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap fund ki volatility 18.66 hai, jo ki SBI ELSS Tax Saver fund ki volatility 15.53 se adhik hai. Sharpe ratio bhi kam hai, 0.76 hai. Isse hum dekh sakte hain ki Nippon India Small Cap fund me higher risk fund nahi hai.
Q3: Which fund is more cost-effective?
SBI ELSS Tax Saver fund ki expense ratio 0.93% hai, jo ki Nippon India Small Cap fund ki expense ratio 0.64% se adhik hai. Isse hum dekh sakte hain ki SBI ELSS Tax Saver fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price