Nippon India Small Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
12.44%
Dekho, aapko do fund mein charcha karni hai - Nippon India Small Cap Fund aur SBI Blue Chip Fund. Ye do fund alag-alag categories mein aate hain, Small Cap aur Large Cap. Is article mein, hum aapko fund ki categories aur inka comparison karte hue aapko kuchh gyaan deyenge. Chaliye shuru karte hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 166.74 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.43% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.37 |
| Sharpe Ratio | 0.76 | 0.52 |
| 1 Year Return (%) | 5.69% | -0.75% |
| 3 Year Return (%) | 20.63% | 12.44% |
| 5 Year Return (%) | 21.91% | 13.47% |
| Since Launch (%) | 23.95% | 22.61% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 32% | 8% |
🤖 AI Verdict – Which is Better?
Haan, aapki zaroorat hai ek clear verdict. Long-term wealth creation ke liye, hum 3Y return, expense ratio, aur risk par dhyan denge. Fund A ki 3Y return 20.63% hai, jabki Fund B ki 12.44% hai. Expense ratio mein bhi Fund A kam hai, 0.64% as compared to Fund B ka 1.43%. Aur, riskometer mein bhi Fund A kam hai, very high risk. Isliye, hum Fund A ko better fund maante hain long-term wealth creation ke liye.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
Monthly SIP ke liye, hum consistency aur return stability par dhyan denge. Fund A ki 1Y return 5.69% hai, jabki Fund B ki return negative hai. Isliye, Fund A better fund hai SIP ke liye. Fund A ki expense ratio bhi kam hai, jo aapka SIP paisa bachaayega.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio par hum dhyan denge. Fund A ki riskometer very high hai, lekin expense ratio kam hai, 0.64%. Fund B ki riskometer bhi very high hai, lekin expense ratio jyada hai, 1.43%. Sharpe ratio mein bhi Fund A better hai, 0.76 as compared to Fund B ka 0.52. Isliye, Fund A better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration par hum dhyan denge. Fund A ki asset allocation 97.17% equity aur 0.21% CD hai. Fund B ki asset allocation 97.26% equity aur 0.78% T-Bills hai. Top holdings concentration mein bhi Fund A better hai, HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), aur Bharat Heavy Electricals Ltd. (1.67%). Isliye, Fund A better fund hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai kisi bhi fund ki return mein samay lagta hai. Fund A ki 5Y return 21.91% hai, jabki Fund B ki 13.47% hai. Isliye, Fund A better fund hai long-run returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk fund hai, lekin Sharpe ratio mein bhi yeh better hai. Sharpe ratio 0.76 hai, jo Fund B ka 0.52 se adhik hai. Isliye, Fund A ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Expense ratio mein Fund A kam hai, 0.64% as compared to Fund B ka 1.43%. Isliye, Fund A better fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price