Nippon India Small Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
31.25%
Chaliye dekho, Fund A Nippon India Small Cap Fund aur Fund B SBI Blue Chip Fund ko humein do bade category mein padhne ke liye milte hain - Small Cap aur Large Cap. Is article mein hum fund ki characteristics aur unke beech ki comparison karne ki koshish karenge.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 101.68 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.79% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.35 |
| Sharpe Ratio | 0.76 | 2.18 |
| 1 Year Return (%) | 5.69% | 9.84% |
| 3 Year Return (%) | 20.63% | 31.25% |
| 5 Year Return (%) | 21.91% | 25.25% |
| Since Launch (%) | 23.95% | 12.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 32% | 8% |
🤖 AI Verdict – Which is Better?
Haan, Fund B SBI Blue Chip Fund long-term wealth creation ke liye better fund hai. Iska karan yeh hai ki yeh fund 3Y return mein 31.25% ka return deta hai, jiska comparison Fund A ke 20.63% se karna hoga. Lekin expense ratio ka dhyan rakhna bhi zaroori hai, jahaan Fund B 0.79% ka expense ratio deta hai, jo Fund A ka 0.64% se jyada hai. Lekin overall, Fund B ki high return aur low riskometer (Very High) Fund A ko kamjor banate hain.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye yeh dono fund ek doosre se alag hain. Fund B ki consistency aur return stability ka dhyan rakhna zaroori hai, kyonki yeh fund long-term wealth creation ke liye upyogi hai. Lekin Fund A bhi ek achha chayan hai, kyonki yeh fund 1Y aur 5Y return mein achha performance deta hai. Lekin humein Fund B par majboorana karna hoga, kyonki yeh fund long-term wealth creation ke liye upyogi hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility ka dhyan rakhna zaroori hai. Fund B ki volatility 11.35 hai, jo Fund A ki 18.66 se kam hai. Sharpe ratio ka bhi dhyan rakhna hoga, jahaan Fund B ki Sharpe ratio 2.18 hai, jo Fund A ki 0.76 se jyada hai. Lekin expense ratio ka bhi dhyan rakhna hoga, jahaan Fund B 0.79% ka expense ratio deta hai, jo Fund A ka 0.64% se jyada hai. Lekin overall, Fund B ki low riskometer aur high Sharpe ratio Fund A ko kamjor banate hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka dhyan rakhna zaroori hai. Fund B ki asset allocation Equity 97.26% aur T-Bills 0.78% hai, jo Fund A ki asset allocation Equity 97.17% aur CD 0.21% se alag hai. Top holdings concentration ka bhi dhyan rakhna hoga, jahaan Fund B ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai, jo Fund A ki top 3 holdings HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd. aur Bharat Heavy Electricals Ltd. se alag hain. Lekin overall, Fund B ki asset allocation aur top holdings concentration Fund A ko kamjor banate hain.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B SBI Blue Chip Fund 5Y aur 3Y return mein achha performance deta hai, jiska comparison Fund A Nippon India Small Cap Fund se karna hoga.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki low volatility aur high Sharpe ratio yeh fund worth it banate hain, kyonki yeh fund long-term wealth creation ke liye upyogi hai.
Q3: Which fund is more cost‑effective?
Haan, Fund A Nippon India Small Cap Fund expense ratio mein Fund B SBI Blue Chip Fund se jyada cost-effective hai, jiska expense ratio 0.64% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price