Nippon India Small Cap Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.56%
Aap sabhi dhyan dein, hum do mutual funds ke beech meh kuchh mukhya aankdein aur unki sujhav ke bare mein jaanne ja rahen hain. Fund A Nippon India Small Cap Fund Direct Plan Growth hai, jo Small Cap category mein aata hai, jabki Fund B Quantum Mutual Fund Liquid Fund Direct Plan Growth hai, jo Liquid Fund category mein aata hai. Aaj hum iske beech ki tulna karenge aur aapko sahi fund ke baare mein sajavat dengen.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Quantum Mutual Fund |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 37.04 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.11 |
| Sharpe Ratio | 0.76 | 0.55 |
| 1 Year Return (%) | 5.69% | 5.71% |
| 3 Year Return (%) | 20.63% | 6.56% |
| 5 Year Return (%) | 21.91% | 5.82% |
| Since Launch (%) | 23.95% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 231% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 20.63% hai, jo bahut hi achhi hai lekin expense ratio bhi 0.64% hai, jo thoda zyada hai. Haan, Fund B ki 3Y return 6.56% hai, lekin expense ratio bhi 0.12% hai, jo bahut hi kam hai. Chaliye, Fund A ki 5Y return 21.91% hai, jo bahut hi achhi hai. Lekin riskometer bhi Very High hai, jo kai investors ko dar sakta hai. Haan, Fund B ki riskometer Low hai, jo bahut hi achha hai. Sach ye hai, Fund A hamesha ki tarah hi risk lene wala hai, lekin Fund B bahut hi secure hai. Dekho, Fund B isliye achha hai kyonki expense ratio kam hai aur riskometer bhi low hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP suitabilit ke liye, hum dekhenge ki koi fund consistent return deti hai. Fund A ki 1Y return 5.69% hai, jo thoda kam hai, lekin Fund B ki 1Y return 5.71% hai, jo thoda accha hai. Lekin Fund A ki 3Y return 20.63% hai, jo bahut hi achhi hai. Haan, Fund B ki 3Y return 6.56% hai, jo thoda kam hai. Chaliye, Fund A ke 5Y return 21.91% hai, jo bahut hi achhi hai. Lekin Fund B ki 5Y return 5.82% hai, jo thoda kam hai. Haan, Fund A ke 10+ saal ke liye SIP kaafi achha hai, lekin Fund B bhi achha hai lekin thoda kam return deti hai.
⚠️ Risk & Cost Analysis
Riskometer ke mukabale, Fund A ki riskometer Very High hai, jo kai investors ko dar sakta hai. Haan, Fund B ki riskometer Low hai, jo bahut hi achha hai. Chaliye, Fund A ki volatility 18.66 hai, jo thoda zyada hai, lekin Fund B ki volatility 0.11 hai, jo bahut hi kam hai. Haan, Fund A ka expense ratio 0.64% hai, jo thoda zyada hai, lekin Fund B ka expense ratio 0.12% hai, jo bahut hi kam hai. Sach ye hai, Fund B isliye accha hai kyonki expense ratio kam hai aur riskometer bhi low hai.
📊 Portfolio Diversification
Asset allocation ke mukabale, Fund A ki equity share 97.17% hai, jo bahut hi zyada hai, lekin Fund B ki asset allocation T-Bills, CD, CP aur cash mein 90% hai, jo bahut hi achha hai. Haan, Fund A ki top holdings concentration bahut hi zyada hai, lekin Fund B ki top holdings concentration kam hai. Chaliye, Fund A ki sector risk bahut hi zyada hai, lekin Fund B ki sector risk kam hai. Haan, Fund B isliye accha hai kyonki asset allocation achhi hai aur sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 21.91% hai, jo bahut hi achhi hai. Haan, Fund B ki 5Y return 5.82% hai, jo thoda kam hai. Chaliye, Fund A isliye accha hai kyonki 5Y return bahut hi achhi hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ki riskometer Very High hai, jo kai investors ko dar sakta hai. Haan, Fund B ki riskometer Low hai, jo bahut hi achha hai. Chaliye, Fund B isliye accha hai kyonki riskometer low hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo bahut hi kam hai. Haan, Fund A ka expense ratio 0.64% hai, jo thoda zyada hai. Chaliye, Fund B isliye accha hai kyonki expense ratio kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price