Nippon India Small Cap Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
9.45%
Mehman, ye do bataein ki hum do mutual funds ke beech mein mukhya antar chunenge - Nippon India Small Cap Fund aur Quant Mutual Fund Liquid Fund. Ye dono funds aapke paas apne alag-alag features aur benefits offer karte hain. Dekho, ek Small Cap fund kya hai aur kaise iska 1 year, 3 year aur 5 year return hai. Toh chaliye, hum iske baare mein jaante hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Quant Mutual Fund |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 22.09 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.13 |
| Sharpe Ratio | 0.76 | 22.69 |
| 1 Year Return (%) | 5.69% | 0.9% |
| 3 Year Return (%) | 20.63% | 9.45% |
| 5 Year Return (%) | 21.91% | 8.38% |
| Since Launch (%) | 23.95% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | N/A |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 267% |
🤖 AI Verdict – Which is Better?
Haan, chaliye, aaj hum do fund ke beech mein verdict lene jaate hain. Fund B ka 3 year return 9.45% hai, jo Fund A ka 3 year return 20.63% se kam hai. Lekin expense ratio ke baare mein sochne par, Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 0.64% se kam hai. Isliye, Fund B aapke liye better option hai, lekin isse chunne se pehle, aapko apne risk tolerance aur investment goals ko dhyan mein rakhna hoga.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
SIP suitability ke baare mein sochne par, Fund A ka 3 year return 20.63% hai aur Fund B ka 3 year return 9.45% hai. Isliye, Fund A aapke liye better SIP option hai, kyunki iska return Fund B se jyada hai. Lekin expense ratio ke baare mein sochne par, Fund B ka expense ratio Fund A ke expense ratio se kam hai. Isliye, aapko apne investment goals aur risk tolerance ko dhyan mein rakhna hoga.
⚠️ Risk & Cost Analysis
Riskometer ke baare mein sochne par, Fund A ka riskometer Very High hai, jo Fund B ka riskometer Low se jyada hai. Fund A ka volatility 18.66 hai aur Fund B ka volatility 0.13 hai. Isliye, Fund A ka risk Fund B se jyada hai. Lekin Sharpe ratio ke baare mein sochne par, Fund B ka Sharpe ratio Fund A ke Sharpe ratio se jyada hai. Isliye, Fund B ne better risk-adjusted returns diye hain.
📊 Portfolio Diversification
Asset allocation ke baare mein sochne par, Fund A ka asset allocation Equity mein 97.17% hai, jabki Fund B ka asset allocation T-Bills mein 65.00% hai. Isliye, Fund B ka asset allocation Fund A ke asset allocation se jyada diversified hai. Top holdings concentration ke baare mein sochne par, Fund B ka top holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills mein hai, jabki Fund A ka top holdings HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd. aur Bharat Heavy Electricals Ltd. mein hai. Isliye, Fund B ka top holdings concentration Fund A ke top holdings concentration se jyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5 year return 21.91% hai, jo Fund B ka 5 year return 8.38% se jyada hai. Isliye, Fund A aapke liye better option hai long run mein.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka risk Fund B se jyada hai, lekin iska Sharpe ratio Fund B ke Sharpe ratio se kam hai. Isliye, aapko apne risk tolerance aur investment goals ko dhyan mein rakhna hoga.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund B ka expense ratio Fund A ke expense ratio se kam hai, lekin aapko apne investment goals aur risk tolerance ko dhyan mein rakhna hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price