Nippon India Small Cap Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
20.86%
Chaliye dekho, do mutual funds, Nippon India Small Cap Fund aur PPFAS Mutual Fund Multi Cap Fund, humein compare karte hain. Ye dono funds very high riskometer ka hain, lekin kya aapko pata hai ki kis fund me long term wealth creation ke liye better returns mil sakte hain? Ye post aapko bataega.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | PPFAS Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 19.01 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 14.1 |
| Sharpe Ratio | 0.76 | 1.02 |
| 1 Year Return (%) | 5.69% | 5.23% |
| 3 Year Return (%) | 20.63% | 20.86% |
| 5 Year Return (%) | 21.91% | 14.84% |
| Since Launch (%) | 23.95% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 41% |
🤖 AI Verdict – Which is Better?
Sach ye hai, PPFAS Mutual Fund Multi Cap Fund Nippon India Small Cap Fund se better hai long term wealth creation ke liye. Iska reason 3Y return, expense ratio, aur riskometer ka hai. PPFAS Mutual Fund Multi Cap Fund ne 20.86% ka 3Y return diya hai, jo Nippon India Small Cap Fund ka 20.63% se bada hai. Expense ratio kee baat karein, to PPFAS Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, jo Nippon India Small Cap Fund ka 0.64% se zyada hai. Riskometer ke liye bhi, PPFAS Mutual Fund Multi Cap Fund ka riskometer Nippon India Small Cap Fund ka riskometer se kam hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
Ek monthly SIP ke liye, PPFAS Mutual Fund Multi Cap Fund better hai. Iska reason iska consistency aur return stability ka hai. PPFAS Mutual Fund Multi Cap Fund ne 14.84% ka 5Y return diya hai, jo Nippon India Small Cap Fund ka 21.91% se kam hai lekin iska 3Y return Nippon India Small Cap Fund ka 20.63% se zyada hai.
⚠️ Risk & Cost Analysis
Chaliye riskometer, volatility, Sharpe ratio, aur expense ratio kee comparison karte hain. PPFAS Mutual Fund Multi Cap Fund ka riskometer Nippon India Small Cap Fund ka riskometer se kam hai. Volatility ke liye, PPFAS Mutual Fund Multi Cap Fund ka volatility 14.1 hai, jo Nippon India Small Cap Fund ka 18.66 se kam hai. Sharpe ratio ke liye, PPFAS Mutual Fund Multi Cap Fund ka Sharpe ratio Nippon India Small Cap Fund ka Sharpe ratio se zyada hai. Expense ratio ke liye, PPFAS Mutual Fund Multi Cap Fund ka expense ratio Nippon India Small Cap Fund ka expense ratio se zyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings kee concentration kee comparison karte hain. PPFAS Mutual Fund Multi Cap Fund ka asset allocation Nippon India Small Cap Fund ka asset allocation se kam hai. Top holdings ke liye, PPFAS Mutual Fund Multi Cap Fund ka HDFC Bank Ltd. aur ICICI Bank Ltd. ke shares Nippon India Small Cap Fund ka HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. ke shares se zyada hai.
Q1: Which fund gives better returns in the long run?
PPFAS Mutual Fund Multi Cap Fund ne 5Y return mein 14.84% ka return diya hai, jo Nippon India Small Cap Fund ka 21.91% se kam hai lekin iska 3Y return Nippon India Small Cap Fund ka 20.63% se zyada hai.
Q2: Is the higher risk fund worth it?
PPFAS Mutual Fund Multi Cap Fund ka riskometer Nippon India Small Cap Fund ka riskometer se kam hai. Volatility ke liye, PPFAS Mutual Fund Multi Cap Fund ka volatility 14.1 hai, jo Nippon India Small Cap Fund ka 18.66 se kam hai. Sharpe ratio ke liye, PPFAS Mutual Fund Multi Cap Fund ka Sharpe ratio Nippon India Small Cap Fund ka Sharpe ratio se zyada hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio PPFAS Mutual Fund Multi Cap Fund ka expense ratio se kam hai. Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo PPFAS Mutual Fund Multi Cap Fund ka 1.68% se kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price