Nippon India Small Cap Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
1.9%
Chaliye, dekho, we have two funds for analysis - Nippon India Small Cap Fund and Old Bridge Mutual Fund Multi Cap Fund. Fund A is a Small Cap fund, while Fund B is a Multi Cap fund. In this comparison, we will see which fund is better for long-term wealth creation.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 8.38 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.85 |
| Sharpe Ratio | 0.76 | 1.82 |
| 1 Year Return (%) | 5.69% | -11.42% |
| 3 Year Return (%) | 20.63% | 1.9% |
| 5 Year Return (%) | 21.91% | 1.13% |
| Since Launch (%) | 23.95% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 38% |
🤖 AI Verdict – Which is Better?
Haan, Fund A is a clear winner for long-term wealth creation based on its 3Y return of 20.63%, which is significantly higher than Fund B's 3Y return of 1.9%. Lekin, when we compare the expense ratio, Fund A's 0.64% is lower than Fund B's 1.68%, making it a more cost-effective option. Sach ye hai, Fund A is the better choice for long-term wealth creation.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
For a monthly SIP for 10+ years, we need to consider consistency and return stability. Fund B has been more consistent in its performance with 1Y return of -11.42%, 3Y return of 1.9%, and 5Y return of 1.13%. However, Fund A's returns are more stable over the long term. Dekho, if you are looking for a long-term SIP, Fund A might be a better option.
⚠️ Risk & Cost Analysis
Comparing riskometer, volatility, Sharpe ratio, and expense ratio, we see that both funds are classified as Very High risk. Lekin, Fund A's volatility of 18.66 is higher than Fund B's 13.85. Haan, Fund B's Sharpe ratio of 1.82 is higher than Fund A's 0.76, indicating better risk-adjusted returns. Sach ye hai, both funds have high risk, but Fund B offers better risk-adjusted returns.
📊 Portfolio Diversification
Both funds have a similar asset allocation, with 97% in Equity and 3% in debt. Dekho, the top holdings concentration is also similar, with HDFC Bank Ltd. being a major holding in both funds. Lekin, Fund B has a higher concentration in HDFC Bank Ltd. at 6.5%, which might be a sector risk. Sach ye hai, both funds are not very diversified, but Fund A has a slightly more diversified portfolio.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A gives better returns in the long run with 5Y return of 21.91% compared to Fund B's 5Y return of 1.13%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it in this case. Fund B's volatility of 13.85 is lower than Fund A's 18.66, and its Sharpe ratio of 1.82 is higher than Fund A's 0.76, indicating better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Fund A is more cost-effective with an expense ratio of 0.64% compared to Fund B's 1.68%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price