Nippon India Small Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.93%
Dekho, aap logon ke paas do aise funds hain jo aapko long-term wealth creation ke liye sahi kar sakte hain. Fund A, Nippon India Small Cap Fund - Direct Plan - Growth, Small Cap category mein hai, jabki Fund B, Old Bridge Mutual Fund Liquid Fund - Direct Plan - Growth, Liquid Fund category mein hai. Aaj hum donon funds ke beech ki comparison karne ja rhe hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 5622.79 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.12 |
| Sharpe Ratio | 0.76 | 3.58 |
| 1 Year Return (%) | 5.69% | 6.17% |
| 3 Year Return (%) | 20.63% | 6.93% |
| 5 Year Return (%) | 21.91% | 6.11% |
| Since Launch (%) | 23.95% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | N/A |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 239% |
🤖 AI Verdict – Which is Better?
Haan, Fund A, Nippon India Small Cap Fund, long-term wealth creation ke liye better fund hai. Iska 3Y return 20.63% hai, expense ratio 0.64% hai, aur riskometer Very High hai. Dekho, Fund B, Old Bridge Mutual Fund Liquid Fund, Low riskometer aur 6.93% 3Y return ke saath aisa fund hai jo long-term wealth creation ke liye nahi hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Sach ye hai, Fund A, Nippon India Small Cap Fund, SIP ke liye sahi fund hai. Iska 3Y return aur 5Y return consistent hai aur iska volatility 18.66 hai. Fund B, Old Bridge Mutual Fund Liquid Fund, low consistency aur high volatility ke saath aisa fund hai jo SIP ke liye nahi hai.
⚠️ Risk & Cost Analysis
Lekin, Fund B, Old Bridge Mutual Fund Liquid Fund, low riskometer, volatility 0.12 ke saath aisa fund hai jo risk-adapted return de sakta hai. Sharpe ratio 3.58 aur expense ratio 0.12% ke saath iska cost hai thoda kam hai. Fund A, Nippon India Small Cap Fund, high riskometer, volatility 18.66, aur expense ratio 0.64% ke saath aisa fund hai jo risk-adapted return de sakta hai.
📊 Portfolio Diversification
Asset allocation ke liye dekho, Fund A, Nippon India Small Cap Fund, equity 97.17% aur CD 0.21% ke saath aisa fund hai. Top 3 holdings HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. ke saath iska portfolio diversified hai. Fund B, Old Bridge Mutual Fund Liquid Fund, T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% ke saath aisa fund hai. Top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills ke saath iska portfolio diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund A, Nippon India Small Cap Fund, 5Y return 21.91% aur 3Y return 20.63% ke saath aisa fund hai jo long run me better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Ans: Haan, Fund A, Nippon India Small Cap Fund, higher risk se bhi aisa fund hai jo Sharpe ratio 0.76 aur riskometer Very High ke saath aisa fund hai jo risk-adapted return de sakta hai.
Q3: Which fund is more cost-effective?
Ans: Fund B, Old Bridge Mutual Fund Liquid Fund, expense ratio 0.12% ke saath aisa fund hai jo cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price