Nippon India Small Cap Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
12.3%
Yaar, dekho, aaj hum dwa fundon ko compare karne ja rhe hain - Nippon India Small Cap Fund aur Old Bridge Mutual Fund Balanced Advantage Fund. Dono fund different category mein hain, jisse humein apne investment ke liye accha fund select karne mein madad milegi.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Small Cap | Balanced Hybrid |
| NAV (₹) | 194.77 | 16.39 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 18.66 | 9.11 |
| Sharpe Ratio | 0.76 | 0.64 |
| 1 Year Return (%) | 5.69% | 3.08% |
| 3 Year Return (%) | 20.63% | 12.3% |
| 5 Year Return (%) | 21.91% | 5.27% |
| Since Launch (%) | 23.95% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 32% | 145% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, Nippon India Small Cap Fund, long‑term wealth creation ke liye better fund hai. Iska 3Y return 20.63% hai, jisse yeh fund apne category mein top hai. Expense ratio bhi kam hai, 0.64%. Riskometer bhi very high hai, lekin ismein aapko jyada return milega.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye Fund A better hai. Iska 1Y return 5.69% hai, jo Fund B se jyada hai. Consistency aur return stability ke liye bhi Fund A accha hai. Haan, Fund A ka riskometer very high hai, lekin aapko jyada return milega.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ke liye Fund A better hai. Volatility 18.66 hai, jisse ismein jyada risk hai, lekin Sharpe ratio 0.76 hai, jisse ismein jyada return milega. Expense ratio bhi kam hai, 0.64%. Fund B ka riskometer moderately high hai, lekin expense ratio jyada hai, 0.78%.
📊 Portfolio Diversification
Fund A ka asset allocation bahut hi jyada equity mein hai, 97.17%. Ismein CD kuch bhi nahi hai, jisse ismein sector risk bhi jyada hai. Fund B ka asset allocation balenced hai, equity 65% aur debt 30% hai. Ismein sector risk kam hai, lekin jyada return nahi milega.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, Nippon India Small Cap Fund, long run mein better returns deta hai. Iska 5Y return 21.91% hai, jo Fund B se jyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk worth hai. Iska Sharpe ratio 0.76 hai, jisse ismein jyada return milega. Volatility 18.66 hai, lekin ismein jyada return milega.
Q3: Which fund is more cost‑effective?
Fund A, Nippon India Small Cap Fund, cost-effective hai. Iska expense ratio 0.64% hai, jo Fund B se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price