Nippon India Small Cap Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
19.38%
Chaliye, dekho hum aaj Nippon India Small Cap Fund aur Nippon India Multi Cap Fund ke beech ka comparison karne ja rhe hai. Ye dono funds SEBI-registered hain aur inka investment category bhi alag-alag hai. Small Cap Fund me small aur micro-cap companies ka investment hota hai, jabki Multi Cap Fund me sabhi categories ka investment hota hai. Yeh comparison aapko pata chalega ki kis fund mein long-term wealth creation ke liye invest karna chaahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 327.56 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 14.38 |
| Sharpe Ratio | 0.76 | 0.9 |
| 1 Year Return (%) | 5.69% | 1.81% |
| 3 Year Return (%) | 20.63% | 19.38% |
| 5 Year Return (%) | 21.91% | 20.94% |
| Since Launch (%) | 23.95% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 99.5% |
| Portfolio Turnover | 32% | 89% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye hume 3Y return, expense ratio, aur risk ke liye fund ko compare karna hoga. Fund A ki 3Y return 20.63% hai, jabki Fund B ki 3Y return 19.38% hai. Haan, expense ratio ke liye bhi hume dekha hai, Fund A ki expense ratio 0.64% hai, jabki Fund B ki 0.84% hai. Lekin, Fund A ka Riskometer bhi Very High hai. To, hume dekhna hoga ki investment risk se bhi aapko kya nuske hai. Haan, Fund A ka 5Y return 21.91% hai, jo Fund B se adhik hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye hume consistency aur return stability ka dhyan dena hoga. Fund A ki 1Y return 5.69% hai, jabki Fund B ki 1Y return 1.81% hai. Lekin, Fund A ki 3Y return Fund B se adhik hai, aur expense ratio bhi kam hai. To, SIP ke liye Fund A seemit hoga. Lekin, yeh dhyan rakhna hoga ki investment risk se bhi aapko kya nuske hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hume dekhna hoga. Fund A ka Riskometer Very High hai, aur volatility bhi 18.66% hai. Lekin, Sharpe ratio se dekha jaata hai ki Fund A ka risk-adjusted return Fund B se adhik hai. Expense ratio ke liye bhi Fund A kam hai. To, Fund A isme se better risk-adjusted return deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hume dekhna hoga. Fund A ki asset allocation 97.17% Equity aur 0.21% CD hai. Lekin, top holdings concentration 1.89% HDFC Bank Ltd. aur 1.76% Multi Commodity Exchange Of India Ltd. hai. Fund B ki asset allocation 99.5% Equity hai, lekin top holdings concentration 6.16% HDFC Bank Ltd. aur 4.1% ICICI Bank Ltd. hai. To, Fund B more diversified portfolio hai aur sector risk se bhi aapko kya nuske hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 21.91% hai, jo Fund B se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka risk-adjusted return Fund B se adhik hai, aur volatility bhi kam hai. Lekin, investment risk se bhi aapko kya nuske hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.64% hai, jo Fund B ki 0.84% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price