Nippon India Small Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
15.4%
Chaliye, dekho, Fund A aur Fund B dono hain Nippon India ke, lekin alag-alag categories mein. Fund A Small Cap fund hai, jabki Fund B Large Cap fund hai. Aaj hum dono fund ko compare karke dekhenge aur dikhaenge ki kya fund long-term mein better hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 98.75 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.25 |
| Sharpe Ratio | 0.76 | 0.73 |
| 1 Year Return (%) | 5.69% | -0.91% |
| 3 Year Return (%) | 20.63% | 15.4% |
| 5 Year Return (%) | 21.91% | 16.46% |
| Since Launch (%) | 23.95% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.43% |
| Portfolio Turnover | 32% | 70% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono mein kai baatein theek hain, lekin Fund A 3Y return mein 20.63% aur 5Y return mein 21.91% ka return deta hai, jo Fund B ke 15.4% aur 16.46% se zyada hai. Expense ratio ke maamle mein bhi Fund A 0.64% ka expense ratio deta hai, jo Fund B ke 0.8% se kam hai. Riskometer theek hai, lekin Fund A ki volatility 18.66 hai, jo Fund B ki 12.25 se zyada hai. Sharpe ratio ka maamla hai, lekin Fund A ki Sharpe ratio 0.76 hai, jo Fund B ki 0.73 se zyada hai. Sach ye hai, Fund A long-term mein better fund hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP ke maamle mein, Fund A aur Fund B dono consistent return deta hai, lekin Fund A ki consistency 5Y aur 3Y return mein dikhayi padti hai. Fund B ki consistency 3Y return mein dikhayi padti hai, lekin 5Y return mein thoda kam hai. Fund A ki monthly SIP ke liye better suit hai, kyonki yeh long-term mein consistent return deta hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke maamle mein, Fund A aur Fund B dono Very High riskometer ka score deta hai, lekin Fund B ki volatility 12.25 hai, jo Fund A ki 18.66 se kam hai. Sharpe ratio ke maamle mein, Fund A ki Sharpe ratio 0.76 hai, jo Fund B ki 0.73 se zyada hai. Expense ratio ke maamle mein, Fund A 0.64% ka expense ratio deta hai, jo Fund B ke 0.8% se kam hai. Sach ye hai, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation ke maamle mein, Fund A aur Fund B dono 96-97% equity ka asset allocation deta hai, lekin Fund A ki asset allocation 97.17% hai, jo Fund B ki 96.43% se zyada hai. Top holdings concentration ke maamle mein, Fund A ki top 3 holdings HDFC Bank, Multi Commodity Exchange, aur Bharat Heavy Electricals hai, jo Fund B ki top 3 holdings HDFC Bank, ICICI Bank, aur Reliance Industries se alag hain. Fund A ki portfolio diversification better hai, kyonki yeh alag-alag sectors mein invest karta hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A 5Y return mein 21.91% aur 3Y return mein 20.63% ka return deta hai, jo Fund B ke 16.46% aur 15.4% se zyada hai. Sach ye hai, Fund A long-term mein better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 18.66 hai, jo Fund B ki 12.25 se zyada hai, lekin Fund A ki Sharpe ratio 0.76 hai, jo Fund B ki 0.73 se zyada hai. Sach ye hai, Fund A better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Haan, Fund A 0.64% ka expense ratio deta hai, jo Fund B ke 0.8% se kam hai. Sach ye hai, Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price