Nippon India Small Cap Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
25.15%
Ek baat chaliye, dekho yeh do funds kis category mein aate hain. Nippon India Small Cap Fund aur Nippon India Growth Mid Cap Fund, dono mein humein jyada investment options milti hain. Aaj hum aapko batayenge ki dono funds mein kya acha hai aur aapko invest karna chahiye ya na chahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Small Cap | Mid Cap |
| NAV (₹) | 194.77 | 4845.02 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 15.97 |
| Sharpe Ratio | 0.76 | 1.17 |
| 1 Year Return (%) | 5.69% | 10.17% |
| 3 Year Return (%) | 20.63% | 25.15% |
| 5 Year Return (%) | 21.91% | 22.32% |
| Since Launch (%) | 23.95% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 98.55% |
| Portfolio Turnover | 32% | 74% |
🤖 AI Verdict – Which is Better?
Haan, yeh to bahut aasani nahi hai lekin dekho, Fund A ki 3Y return 20.63% hai, jo kafi acchi hai. Lekin expense ratio 0.64% hai, jo thodi zyada hai. Fund B ki 3Y return 25.15% hai aur expense ratio 1.26% hai, jo Fund A ki tulna me adhik hai. Nishkarsh ye hai ki Fund B aapke liye accha hai, lekin aapko yeh nishchit karna hoga ki aap aapka risk management kaise karega. Haan, yeh to sach ye hai, Fund B ke liye aapko jyada risk lena hoga.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Aap SIP kyun nahin karte hain? Nippon India Small Cap Fund ki consistency aur return stability Fund B ki tulna me adhik hai. 10+ saal ke liye SIP karna chahte hain, toh Fund A aapke liye accha hai. Dekho, Fund A ki 5Y return 21.91% hai, jo Fund B ki tulna me adhik hai. Lekin Fund A ki expense ratio 0.64% hai, jo thodi zyada hai. Haan, yeh to sach ye hai, Fund A ke liye aapko jyada expense karna hoga.
⚠️ Risk & Cost Analysis
Haan, yeh to bahut aasani nahi hai lekin dekho, Riskometer me Fund B 18.66 hai, jo Fund A ki tulna me adhik hai. Lekin Sharpe ratio me Fund B 1.17 hai, jo Fund A ki tulna me adhik hai. Expense ratio me Fund B 1.26% hai, jo Fund A ki tulna me adhik hai. Nishkarsh ye hai ki Fund B aapke liye accha hai, lekin aapko yeh nishchit karna hoga ki aap aapka risk management kaise karega.
📊 Portfolio Diversification
Aap portfolio diversification kyun nahin karte hain? Nippon India Small Cap Fund ki asset allocation mein Equity 97.17% hai, jo Fund B ki tulna me adhik hai. Lekin Fund B ki asset allocation mein Equity 98.55% hai, jo Fund A ki tulna me adhik hai. Haan, yeh to sach ye hai, Fund B ki asset allocation adhik hi hai. Lekin Fund B ki top holdings mein BSE Ltd. 4.21% hai, jo Fund A ki tulna me adhik hai. Lekin Fund A ki top holdings mein HDFC Bank Ltd. 1.89% hai, jo Fund B ki tulna me adhik hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ki 5Y return 21.91% hai, jo Fund B ki tulna me adhik hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, yeh to sach ye hai, Fund B ke liye aapko jyada risk lena hoga, lekin Sharpe ratio me Fund B 1.17 hai, jo Fund A ki tulna me adhik hai.
Q3: Which fund is more cost-effective?
Answer: Dekho, Fund A ki expense ratio 0.64% hai, jo Fund B ki tulna me adhik hai. Haan, yeh to sach ye hai, Fund B ke liye aapko jyada expense karna hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price