Nippon India Small Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
20.86%
Agar aapke paas small cap aur multi cap fund dono ke options hain, to aapko kya socha hoga ki kis fund mein invest karne ka vichaar karein. Aaj hum Nippon India Small Cap Fund aur Navi Mutual Fund Multi Cap Fund ka comparison karne ja rahe hain. Dekho, ye dono fund very high riskometer rakhte hain, lekin unke return aur expense ratio mein kuch aur hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 19.01 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 15 |
| Sharpe Ratio | 0.76 | 0.96 |
| 1 Year Return (%) | 5.69% | 5.23% |
| 3 Year Return (%) | 20.63% | 20.86% |
| 5 Year Return (%) | 21.91% | 11.52% |
| Since Launch (%) | 23.95% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 52% |
🤖 AI Verdict – Which is Better?
Nippon India Small Cap Fund aur Navi Mutual Fund Multi Cap Fund dono hi very high riskometer rakhte hain, lekin yadi aap long-term wealth creation ki soch rahe hain, to Nippon India Small Cap Fund aapke liye better vikalp hai. Iska 5Y return 21.91% hai, jo ki Navi Mutual Fund Multi Cap Fund ka 5Y return 11.52% se zyada hai. Lekin, expense ratio ka dhyaan rakhna bhi zaroori hai. Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo ki Navi Mutual Fund Multi Cap Fund ka expense ratio 1.68% se kam hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
Agar aap monthly SIP ke liye invest karne ki soch rahe hain, to Nippon India Small Cap Fund aapke liye better vikalp hai. Iska 3Y return 20.63% hai, jo ki Navi Mutual Fund Multi Cap Fund ka 3Y return 20.86% se kam hai. Lekin, Nippon India Small Cap Fund ka expense ratio Navi Mutual Fund Multi Cap Fund ka expense ratio se kam hai, jo ki SIP ke liye achha hai.
⚠️ Risk & Cost Analysis
Nippon India Small Cap Fund aur Navi Mutual Fund Multi Cap Fund dono hi very high riskometer rakhte hain, lekin Nippon India Small Cap Fund ka volatility 18.66 hai, jo ki Navi Mutual Fund Multi Cap Fund ka volatility 15 se zyada hai. Lekin, Sharpe ratio ka dhyaan rakhna bhi zaroori hai. Navi Mutual Fund Multi Cap Fund ka Sharpe ratio 0.96 hai, jo ki Nippon India Small Cap Fund ka Sharpe ratio 0.76 se zyada hai. Lekin, expense ratio ka dhyaan rakhna bhi zaroori hai. Nippon India Small Cap Fund ka expense ratio Navi Mutual Fund Multi Cap Fund ka expense ratio se kam hai.
📊 Portfolio Diversification
Nippon India Small Cap Fund aur Navi Mutual Fund Multi Cap Fund dono hi very high riskometer rakhte hain, lekin asset allocation mein kuch aur hai. Nippon India Small Cap Fund ka asset allocation equity par 97.17% hai, jo ki Navi Mutual Fund Multi Cap Fund ka asset allocation equity par 97% hai. Lekin, top holdings concentration mein kuch aur hai. Nippon India Small Cap Fund ka top 3 holdings HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. hain, jo ki Navi Mutual Fund Multi Cap Fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jo ki Navi Mutual Fund Multi Cap Fund ka 5Y return 11.52% se zyada hai. Isliye, Nippon India Small Cap Fund aapke liye better vikalp hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka volatility 18.66 hai, jo ki Navi Mutual Fund Multi Cap Fund ka volatility 15 se zyada hai. Lekin, Sharpe ratio ka dhyaan rakhna bhi zaroori hai. Navi Mutual Fund Multi Cap Fund ka Sharpe ratio 0.96 hai, jo ki Nippon India Small Cap Fund ka Sharpe ratio 0.76 se zyada hai. Isliye, Navi Mutual Fund Multi Cap Fund aapke liye better vikalp hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo ki Navi Mutual Fund Multi Cap Fund ka expense ratio 1.68% se kam hai. Isliye, Nippon India Small Cap Fund aapke liye cost-effective vikalp hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price