Nippon India Small Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Dekho, today humein do small aur large cap fund ke beech ka comparison karne mein hoga. Fund A, Nippon India Small Cap Fund Direct Plan Growth hai, aur Fund B, Navi Mutual Fund Large Cap Fund Direct Plan Growth hai. Aaj humein ye jaanna hoga ki kis fund ne long term mein achha return diya hai. Chaliye, aapke saath aayein.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.72 |
| Sharpe Ratio | 0.76 | 0.64 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 30% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long term wealth creation ke liye Fund A, Nippon India Small Cap Fund Direct Plan Growth, accha fund hai. Iska 3Y return 20.63% hai, jiska 5Y return 21.91% hai. Expense ratio bhi kam hai, 0.64% hai. Riskometer bhi high hai, lekin Sharpe ratio bhi bahut achha hai, jiska value 0.76 hai. Haan, Fund B, Navi Mutual Fund Large Cap Fund Direct Plan Growth, bhi ek accha fund hai lekin long term mein Fund A bada bada return deta hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye Fund A bhi accha fund hai. Iska 1Y return 5.69% hai, aur 3Y return 20.63% hai. Fund B ka 1Y return -4.02% hai, jiska 3Y return 14.7% hai. Dekho, Fund A ka return jyada stable hai, aur iska riskometer bhi jyada high hai. Haan, Fund B ka 3Y return bhi achha hai, lekin long term mein Fund A bada bada return deta hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund A bhi accha hai. Iska riskometer very high hai, aur volatility 18.66 hai. Sharpe ratio bhi achha hai, jiska value 0.76 hai. Expense ratio bhi kam hai, 0.64% hai. Fund B ka riskometer bhi high hai, lekin volatility jyada kam hai, 12.72 hai. Sharpe ratio bhi kam hai, jiska value 0.64 hai. Expense ratio bhi kam hai, 0.52% hai. Haan, Fund B ka expense ratio Fund A se kam hai, lekin riskometer aur volatility ke liye Fund A bada bada accha hai.
📊 Portfolio Diversification
Fund A ka asset allocation Equity 97.17% hai, aur CD 0.21% hai. Top 3 holdings HDFC Bank Ltd, Multi Commodity Exchange Of India Ltd, aur Bharat Heavy Electricals Ltd hai. Fund B ka asset allocation Equity 96.00% hai, aur T-Bills 4.00% hai. Top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hai. Dekho, Fund A ka asset allocation jyada concentrated hai, aur HDFC Bank Ltd ka share bhi jyada hai. Haan, Fund B ka asset allocation thoda thoda hai, aur sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ne 5Y mein 21.91% return diya hai, jiska 3Y return 20.63% hai. Fund B ka 5Y return 12.03% hai, jiska 3Y return 14.7% hai. Haan, Fund B ka 3Y return Fund A se jyada hai, lekin long term mein Fund A bada bada return deta hai.
Q2: Is the higher risk fund worth it?
Dekho, Fund A ka riskometer very high hai, aur volatility 18.66 hai. Sharpe ratio bhi achha hai, jiska value 0.76 hai. Haan, Fund B ka riskometer bhi high hai, lekin volatility jyada kam hai, 12.72 hai. Sharpe ratio bhi kam hai, jiska value 0.64 hai. Haan, Fund A ka riskometer aur Sharpe ratio Fund B se jyada achha hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio Fund A se kam hai, 0.52% hai. Haan, Fund A ka expense ratio Fund B se jyada hai, 0.64% hai. Haan, Fund B cost-effective hai, lekin long term mein Fund A bada bada return deta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price