Nippon India Small Cap Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
11.03%
Bhala, are you looking to invest in the Indian stock market? Fund A and Fund B are two popular options to consider. Fund A, Nippon India Small Cap Fund, falls under the Small Cap category, while Fund B, Mirae Asset Large Cap Fund, falls under the Large Cap category. Dekho, let's dive in and find out which fund is better suited for you.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Mirae Asset |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 122.90 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.64 |
| Sharpe Ratio | 0.76 | 0.39 |
| 1 Year Return (%) | 5.69% | -2% |
| 3 Year Return (%) | 20.63% | 11.03% |
| 5 Year Return (%) | 21.91% | 10.78% |
| Since Launch (%) | 23.95% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 32% | 20% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A is the clear winner for long-term wealth creation. It has a 3-year return of 20.63%, which is significantly higher than Fund B's 11.03%. Chaliye, let's look at the expense ratio, which is 0.64% for Fund A and 0.57% for Fund B. Fund A's higher returns and lower expense ratio make it the better option for long-term wealth creation.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Haan, if you're considering a monthly SIP for 10+ years, Fund A is a better option. It has a consistent 3-year return of 20.63%, which is higher than Fund B's 11.03%. Lekin, both funds have a very high riskometer, so it's essential to consider your risk tolerance before investing.
⚠️ Risk & Cost Analysis
Chaliye, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Fund A has a very high riskometer and a Sharpe ratio of 0.76, which is higher than Fund B's 0.39. Volatility-wise, Fund A is riskier with a volatility of 18.66, while Fund B has a volatility of 11.64. Expense ratio-wise, Fund A is slightly higher at 0.64% compared to Fund B's 0.57%. Overall, both funds are high-risk, high-reward options.
📊 Portfolio Diversification
Asset allocation-wise, Fund A has a 97.17% allocation to equity, while Fund B has a 99.63% allocation. Dekho, it's essential to consider the sector risk associated with each fund. Fund A's top holdings include HDFC Bank Ltd, Multi Commodity Exchange Of India Ltd, and Bharat Heavy Electricals Ltd. Fund B's top holdings include HDFC Bank Ltd, ICICI Bank Ltd, and Reliance Industries Ltd. Both funds have a high concentration of top holdings, making them less diversified.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans, Fund A gives better returns in the long run with a 5-year return of 21.91% compared to Fund B's 10.78%. Dekho, it's essential to consider your risk tolerance before investing.
Q2: Is the higher risk fund worth it?
Haan, Fund A is a higher risk fund, but it offers better returns with a Sharpe ratio of 0.76 compared to Fund B's 0.39. Lekin, it's essential to consider your risk tolerance before investing.
Q3: Which fund is more cost-effective?
Chaliye, Fund B is more cost-effective with an expense ratio of 0.57% compared to Fund A's 0.64%. Dekho, it's essential to consider the overall performance of the fund before making a decision.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price