Nippon India Small Cap Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.73%
Dekho, aapko do mutual funds ke beech comparison karne ka mauka mil raha hai, Nippon India Small Cap Fund aur Mirae Asset ELSS Tax Saver Fund. Yeh fund dono ek dusre se alag category mein hain. Yeh article aapko bataega ki aapko long-term wealth creation ke liye kaun se fund chunne chahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Mirae Asset |
| Category | Small Cap | ELSS |
| NAV (₹) | 194.77 | 48.73 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.85 |
| Sharpe Ratio | 0.76 | 0.59 |
| 1 Year Return (%) | 5.69% | 2.19% |
| 3 Year Return (%) | 20.63% | 14.73% |
| 5 Year Return (%) | 21.91% | 12.52% |
| Since Launch (%) | 23.95% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 32% | 69% |
🤖 AI Verdict – Which is Better?
Haan, yeh hai aapke liye sabse achi fund. Mirae Asset ELSS Tax Saver Fund ka 3Y return 14.73% hai, lekin expense ratio 1.62% hai. Iske alawa, riskometer bhi "Very High" hai. Isliye, Nippon India Small Cap Fund aapke liye better hai. Yeh fund ka 3Y return 20.63% hai aur expense ratio 0.64% hai. Aapka long-term wealth creation ka best option yeh hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
Chaliye, dekho aapke SIP ke liye kaun se fund achi chunav hai. Nippon India Small Cap Fund ka 3Y return aur stability donon mein aapke liye better hai. Yeh fund ka 5Y return 21.91% hai, jiska 1Y return 5.69% hai. Isliye, aapka monthly SIP for 10+ years ke liye yeh fund best hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer aur volatility se pahle aapko expense ratio aur Sharpe ratio ka bhi dhyan rakhna chahiye. Nippon India Small Cap Fund ka expense ratio 0.64% hai aur Sharpe ratio 0.76 hai. Iske alawa, yeh fund ka riskometer "Very High" hai aur volatility 18.66% hai. Isliye, aapko Nippon India Small Cap Fund ka better risk-adjusted return mil sakta hai.
📊 Portfolio Diversification
Portfolio diversification ek aisi cheez hai jo aapko fund ka asset allocation aur top holdings concentration ka dhyan rakhne ka mauka deti hai. Nippon India Small Cap Fund ka asset allocation equity 97.17% aur CD 0.21% hai. Iske alawa, aapka top holdings concentration bhi thoda kam hai. Mirae Asset ELSS Tax Saver Fund ka asset allocation equity 99.11% hai, aur top holdings concentration bahut jyada hai. Isliye, Nippon India Small Cap Fund ka portfolio diversification aapke liye better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jiska 3Y return 20.63% hai. Isliye, aapka long run mein better returns Nippon India Small Cap Fund se mil sakta hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka volatility 18.66% hai, lekin Sharpe ratio 0.76 hai. Isliye, Nippon India Small Cap Fund ka risk-adjusted return aapke liye better hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jiska Mirae Asset ELSS Tax Saver Fund ka expense ratio 1.62% hai. Isliye, Nippon India Small Cap Fund aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price