Nippon India Small Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Aapke paas do fund hain, Nippon India Small Cap Fund aur LIC Mutual Fund Large Cap Fund. Ye donon fund alag-alag categories mein hai aur unki performance bhi alag-alag hai. Is article mein, hum aapko fundon ke beech ka comparison karenge aur dekhenge ki kya fund aapke liye achha hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | LIC Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.93 |
| Sharpe Ratio | 0.76 | 0.69 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 22% |
🤖 AI Verdict – Which is Better?
Haan, aapne fundon ke beech ka comparison karna hai. Dekho, Fund A ki 3Y return 20.63% hai, jabki Fund B ki 3Y return 14.7% hai. Lekin Fund B ki expense ratio 0.52% hai, jo Fund A ki expense ratio 0.64% se choti hai. Riskometer bhi donon fund ki very high hai, lekin koi bhi fund aapke liye safe nahi hai. Sach ye hai, Fund A aapke liye better hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Ab, hum SIP suitibility ke bare mein baat karenge. Fund A ki 5Y return 21.91% hai, jabki Fund B ki 5Y return 12.03% hai. Lekin Fund B ki consistency better hai, kyonki uski 1Y return -4.02% hai. Haan, Fund B ki 1Y return galat hai, lekin uski average return better hai. Chaliye, hum Fund B ko aapke liye better fund maante hain.
⚠️ Risk & Cost Analysis
Ab, hum riskometer, volatility, Sharpe ratio, aur expense ratio ke bare mein baat karenge. Fund A ki riskometer very high hai, lekin uski Sharpe ratio 0.76 hai, jo Fund B ki Sharpe ratio 0.69 se better hai. Lekin Fund B ki expense ratio 0.52% hai, jo Fund A ki expense ratio 0.64% se choti hai. Haan, Fund B ki volatility 11.93 hai, jo Fund A ki volatility 18.66 se choti hai. Sach ye hai, Fund B aapke liye better fund hai.
📊 Portfolio Diversification
Ab, hum asset allocation aur top holdings concentration ke bare mein baat karenge. Fund A ki asset allocation equity mein 97.17% hai, jabki CD mein 0.21% hai. Fund B ki asset allocation equity mein 96.00% hai, jabki T-Bills mein 4.00% hai. Haan, Fund A ki top holdings concentration better hai, kyonki uski top holding HDFC Bank Ltd. 1.89% hai. Lekin Fund B ki sector risk better hai, kyonki uski top holdings HDFC Bank Ltd. 8.5% hai. Chaliye, hum Fund A ko aapke liye better fund maante hain.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund A ki 5Y return 21.91% hai, jo Fund B ki 5Y return 12.03% se better hai.
Q2: Is the higher risk fund worth it?
Ans: Haan, Fund A ki Sharpe ratio 0.76 hai, jo Fund B ki Sharpe ratio 0.69 se better hai. Lekin Fund B ki volatility 11.93 hai, jo Fund A ki volatility 18.66 se choti hai.
Q3: Which fund is more cost-effective?
Ans: Haan, Fund B ki expense ratio 0.52% hai, jo Fund A ki expense ratio 0.64% se choti hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price