Nippon India Small Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
12.82%
Hamare paas do funds hain, Nippon India Small Cap Fund aur Kotak Mahindra Large Cap Fund. Ye donon funds alag-alag categories mein hain, Small Cap aur Large Cap. Aaj humein yeh jaanna hai ki kis fund mein lagataar paisa invest karna chahiye. Aapko is article mein iske baare mein jaankari milegi.
[VERDICT]| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Kotak Mahindra |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 635.60 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.32 |
| Sharpe Ratio | 0.76 | 0.56 |
| 1 Year Return (%) | 5.69% | -2.46% |
| 3 Year Return (%) | 20.63% | 12.82% |
| 5 Year Return (%) | 21.91% | 12.2% |
| Since Launch (%) | 23.95% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, Nippon India Small Cap Fund, long-term wealth creation ke liye better hai. Ye fund 3Y return mein 20.63% ka return deta hai, expense ratio 0.64% hai, aur riskometer very high hai. In sabhi factors ke basis par Fund A better hai.
[SIP_SUITABILITY]Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A better hai. Is fund ne 3Y mein consistent return diya hai aur expense ratio kam hai. Fund B ka 1Y return negative hai, lekin 3Y return mein bhi kam hai. Isliye, Fund A SIP ke liye better hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Yaad rakhein, riskometer aur volatility dono mein Fund A bada hai. Lekin, Sharpe ratio ke hisaab se Fund A bhi better hai. Sharpe ratio 0.76 hai, jo Fund B ke 0.56 se bada hai. Isliye, Fund A ke expense ratio ke bawjood bhi risk-adjusted returns better hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation ke hisaab se, dono funds mein equity ki aapdaan 96% se koi nahi hai. Lekin, Fund B mein HDFC Bank, ICICI Bank, aur Reliance Industries ke share 22.18% hai, jo Fund A ke 9.32% se zyada hai. Isliye, Fund A mein portfolio diversification better hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y returns ke hisaab se, Fund A, Nippon India Small Cap Fund, better hai. Yeh fund 21.91% ka return deta hai, jo Fund B ke 12.2% se bada hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se, Fund A bhi higher risk fund hai. Lekin, yeh fund Sharpe ratio ke hisaab se better hai, jo 0.76 hai. Isliye, Fund A ke expense ratio ke bawjood bhi risk-adjusted returns better hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Fund A, Nippon India Small Cap Fund, more cost-effective hai. Yeh fund ka expense ratio 0.64% hai, jo Fund B ke 1.36% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price