Nippon India Small Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Arre bhai, dekho, aaj hum do funds ke beech mein tulna kar rahe hain - Nippon India Small Cap Fund aur JM Financial Large Cap Fund. Dono hi very high risk k category mein hain. Tum sabhi investors ko pata hai ki kis fund mein investment karna hai, lekin hum aapko kuch naya jaankari de rahe hain. Ye article fund A aur fund B ke features, return, risk, aur portfolio ke beech tulna karke aapko kuch faydemand jaankari dega.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | JM Financial |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.25 |
| Sharpe Ratio | 0.76 | 0.67 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 26% |
🤖 AI Verdict – Which is Better?
Chaliye, aaj hum dono fund ke 3Y return, expense ratio, aur risk ke beech tulna karenge. Sach ye hai, long-term wealth creation ke liye fund A ka 3Y return 20.63% hai, jabki fund B ka 3Y return 14.7% hai. Expense ratio ke liye, fund B thoda kam (0.52%) hai, lekin fund A ka long-term return bahut hi accha hai (21.91%). Riskometer ke liye, dono fund very high risk category mein hain, lekin fund A ka Sharpe ratio 0.76 hi hai, jo fund B ke 0.67 se jyaada hai. To, hum aapko fund A ko best option ke roop mein de rahe hain.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Jab aap monthly SIP ke liye koi fund chun rahe hain, to consistency aur return stability ka dhyan rakhna zaroori hai. Fund A ka 5Y return 21.91% hai, jabki fund B ka 5Y return 12.03% hai. Fund A ka volatility 18.66% hai, jo fund B ke 12.25% se jyaada hai, lekin fund A ka Sharpe ratio 0.76 hi hai, jo fund B ke 0.67 se jyaada hai. To, fund A SIP ke liye thoda behtar hai, lekin fund B bhi accha hai, lekin fund A ka return thoda jyaada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, dono fund very high risk category mein hain, lekin fund A ka Sharpe ratio 0.76 hi hai, jo fund B ke 0.67 se jyaada hai. Expense ratio ke liye, fund B thoda kam (0.52%) hai, lekin fund A ka long-term return bahut hi accha hai (21.91%). To, fund A offer karta hai better risk-adjusted returns.
📊 Portfolio Diversification
Asset allocation ke liye, fund A mein equity 97.17% hai, jabki fund B mein equity 96% hai. Fund A mein CD 0.21% hai, jabki fund B mein T-Bills 4% hai. Top holdings ke liye, fund A mein HDFC Bank Ltd. 1.89%, Multi Commodity Exchange Of India Ltd. 1.76%, aur Bharat Heavy Electricals Ltd. 1.67% hai, jabki fund B mein HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9% hai. To, fund A thoda thoda diversified hai, lekin fund B mein sector risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 21.91% hai, jiska 3Y return 20.63% hai, jabki fund B ka 5Y return 12.03% hai aur 3Y return 14.7% hai. To, fund A better returns deta hai long run mein.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio 0.76 hai, jo fund B ka 0.67 se jyaada hai. To, fund A ka risk-adjusted return thoda accha hai. Lekin, riskometer aur volatility ke liye, dono fund very high risk category mein hain. To, fund A worth hai, lekin aapko apni investment strategy par dhyan dena hoga.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo fund A ka 0.64% se kam hai. To, fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price