Nippon India Small Cap Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.93%
Yeh article mein humein Fund A aur Fund B ke beech ka comparison karna hai. Fund A, Nippon India Small Cap Fund hai, jo Small Cap category mein aata hai, jabki Fund B, Invesco Mutual Fund Liquid Fund hai, jo Liquid Fund category mein aata hai. Aaj humein ye jaanna hai ki kis fund se aapko long-term mein profit mil sakta hai aur kis fund ka investment aapko behtar lagta hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Invesco Mutual Fund |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 3819.94 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.13 |
| Sharpe Ratio | 0.76 | 3.31 |
| 1 Year Return (%) | 5.69% | 6.17% |
| 3 Year Return (%) | 20.63% | 6.93% |
| 5 Year Return (%) | 21.91% | 6.11% |
| Since Launch (%) | 23.95% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 269% |
🤖 AI Verdict – Which is Better?
Yeh sawal sabse pehle aata hai ki kis fund ka investment karna aapko behtar lagta hai. Fund A ka 3Y return 20.63% hai, jo Fund B ka 6.93% se kaafi zyada hai. Lekin expense ratio mein Fund B ka expense ratio 0.12% hai, jo Fund A ka 0.64% se kam hai. Dekho, Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Haan, yeh sawal hai ki kis fund ka risk aapko theek lagta hai. Lekin, agar aap long-term mein profit chaahte hain, to Fund A aapke liye behtar lagta hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP (Systematic Investment Plan) karna aapko behtar lagta hai, lekin kis fund ka investment karna aapko behtar lagta hai, yeh sawal hai. Fund A ka 3Y return 20.63% hai, jo Fund B ka 6.93% se kaafi zyada hai. Lekin, Fund B ka return stability Fund A se kaafi zyada hai. Haan, yeh sawal hai ki kis fund ka consistency aapko behtar lagta hai. Lekin, agar aap 10+ saal ke SIP ke baare mein soch rahe hain, to Fund B aapke liye behtar lagta hai.
⚠️ Risk & Cost Analysis
Yeh sawal hai ki Fund A aur Fund B mein kya farq hai. Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Fund A ka volatility 18.66 hai, jo Fund B ka 0.13 se kaafi zyada hai. Lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ka 3.31 se kam hai. Haan, yeh sawal hai ki kis fund ka risk-adjusted return aapko behtar lagta hai. Lekin, agar aap risk-adjusted return pe base karte hain, to Fund B aapke liye behtar lagta hai.
📊 Portfolio Diversification
Yeh sawal hai ki Fund A aur Fund B mein portfolio diversification kitni hai. Fund A ka asset allocation Equity: 97.17% | CD: 0.21% hai, jo Fund B ka Asset allocation T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% se kam hai. Lekin, Fund A ka top holdings concentration HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) hai, jo Fund B ka top holdings concentration State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) se kam hai. Haan, yeh sawal hai ki kis fund ka portfolio diversification aapko behtar lagta hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Yeh sawal hai ki kis fund se aapko long-term mein profit mil sakta hai. Fund A ka 5Y return 21.91% hai, jo Fund B ka 6.11% se kaafi zyada hai. Haan, yeh sawal hai ki kis fund ka long-term return aapko behtar lagta hai. Lekin, Fund A ka 3Y return 20.63% hai, jo Fund B ka 6.93% se kam hai. Dekho, Fund A ka expense ratio 0.64% hai, jo Fund B ka 0.12% se kam hai. Haan, yeh sawal hai ki kis fund ka investment aapko behtar lagta hai.
Q2: Is the higher risk fund worth it?
Yeh sawal hai ki kis fund ka risk aapko behtar lagta hai. Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Fund A ka volatility 18.66 hai, jo Fund B ka 0.13 se kaafi zyada hai. Lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ka 3.31 se kam hai. Haan, yeh sawal hai ki kis fund ka risk-adjusted return aapko behtar lagta hai. Lekin, agar aap risk-adjusted return pe base karte hain, to Fund B aapke liye behtar lagta hai.
Q3: Which fund is more cost-effective?
Yeh sawal hai ki kis fund ka expense ratio aapko behtar lagta hai. Fund A ka expense ratio 0.64% hai, jo Fund B ka 0.12% se kam hai. Haan, yeh sawal hai ki kis fund ka investment aapko behtar lagta hai. Lekin, agar aap expense ratio pe base karte hain, to Fund B aapke liye behtar lagta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price