Nippon India Small Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
20.43%
Mujhe samajh aaya hai ki aap logon ne Nippon India Small Cap Fund aur ICICI Prudential Multi Cap Fund ke beech ka comparison karna chahega. Ye do funds aapke vittiya vikas ke liye bahut hi upyukt hain lekin inka category aur risque level alag-alag hai. Is article mein main aapko batunga ki in dono funds ke beech kya antara hai aur kis fund ka investment aapko zyada upyukt hoga.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 934.98 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.2 |
| Sharpe Ratio | 0.76 | 1.06 |
| 1 Year Return (%) | 5.69% | 6.9% |
| 3 Year Return (%) | 20.63% | 20.43% |
| 5 Year Return (%) | 21.91% | 17.37% |
| Since Launch (%) | 23.95% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.97% |
| Portfolio Turnover | 32% | 45% |
🤖 AI Verdict – Which is Better?
Humein lagta hai ki Nippon India Small Cap Fund zyada accha fund hai long-term ke liye. Iska 3Y return 20.63% hai, expense ratio 0.64% hai, aur riskometer very high hai. Is fund ne 5Y mein 21.91% return diya hai aur sharpe ratio 0.76 hai. ICICI Prudential Multi Cap Fund ki 3Y return 20.43% hai, lekin expense ratio 1.74% hai aur sharpe ratio 1.06 hai. Isliye, Nippon India Small Cap Fund aapke long-term wealth creation ke liye zyada upyukt hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Ek sanchaarit SIP ke liye, hume lagta hai ki Nippon India Small Cap Fund zyada accha fund hai. Iska 3Y return 20.63% hai, jo ICICI Prudential Multi Cap Fund ki 20.43% return se zyada hai. Is fund ki consistency bhi acchi hai, iska 1Y return 5.69% hai. Isliye, yadi aap 10+ saal ke liye SIP karna chahte hain, to Nippon India Small Cap Fund aapke liye upyukt hai.
⚠️ Risk & Cost Analysis
Risiko aur kharch ka analysis karne par hume lagta hai ki Nippon India Small Cap Fund ICICI Prudential Multi Cap Fund se zyada accha hai. Iska riskometer very high hai, lekin volatility 18.66 hai, jo ICICI Prudential Multi Cap Fund ki 13.2 volatility se zyada hai. Iske alawa, Nippon India Small Cap Fund ke expense ratio 0.64% hai, jo ICICI Prudential Multi Cap Fund ke 1.74% se kam hai. Isliye, Nippon India Small Cap Fund aapke liye zyada upyukt hai.
📊 Portfolio Diversification
Portfolio diversification ka analysis karne par hume lagta hai ki Nippon India Small Cap Fund ICICI Prudential Multi Cap Fund se zyada diversified hai. Iska asset allocation equity mein 97.17% hai, lekin CD mein 0.21% hai. Iske alawa, iska top 3 holdings HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. hai, jo ICICI Prudential Multi Cap Fund ke top 3 holdings BSE Ltd., Ultratech Cement Ltd., aur Jindal Steel Ltd. se alag-alag hain. Isliye, Nippon India Small Cap Fund aapke liye zyada upyukt hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ne 5Y mein 21.91% return diya hai, jo ICICI Prudential Multi Cap Fund ki 17.37% return se zyada hai. Isliye, Nippon India Small Cap Fund long-term mein aapke liye zyada upyukt hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka riskometer very high hai, lekin iska volatility 18.66 hai, jo ICICI Prudential Multi Cap Fund ki 13.2 volatility se zyada hai. Iske alawa, Nippon India Small Cap Fund ke expense ratio 0.64% hai, jo ICICI Prudential Multi Cap Fund ke 1.74% se kam hai. Isliye, Nippon India Small Cap Fund aapke liye zyada upyukt hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo ICICI Prudential Multi Cap Fund ke 1.74% se kam hai. Isliye, Nippon India Small Cap Fund aapke liye zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price