Nippon India Small Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
20.43%
Ab aap dono funds ki comparison karne ja rahe hain. Nippon India Small Cap Fund aur ICICI Prudential Multi Cap Fund dono hi very high risk ki categories mein aate hain. Aaj hum dekhein ki aise me ek fund ke liye kya criteria hain. Hum aapko bataane ja rahe hain ki 3Y return, expense ratio aur risk ke hisab se kis fund ki performance better hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 934.98 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.45 |
| Sharpe Ratio | 0.76 | 1.04 |
| 1 Year Return (%) | 5.69% | 6.9% |
| 3 Year Return (%) | 20.63% | 20.43% |
| 5 Year Return (%) | 21.91% | 17.37% |
| Since Launch (%) | 23.95% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.97% |
| Portfolio Turnover | 32% | 45% |
🤖 AI Verdict – Which is Better?
Ab hum aapko kahaunga ki fund B (ICICI Prudential Multi Cap Fund) long-term wealth creation ke liye better fund hai. 3Y return mein fund B ki performance 20.43% hai, jabki fund A ki 20.63% hai. Lekin expense ratio ke hisab se fund B 0.99% ka expense ratio hai, fund A ki expense ratio 0.64% hai. Riskometer mein dono funds very high risk ki categories mein hain, lekin fund B ki volatility thodi kam 13.45 hai. Sharpe ratio ke hisab se fund B 1.04 ka sharpe ratio hai, fund A ki 0.76 hai. To, hum kahaunga ki fund B long-term wealth creation ke liye better fund hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Dono funds monthly SIP ke liye suitable hain, lekin fund A ki consistency aur return stability ki performance better hai. Fund A ki 1Y, 3Y, aur 5Y return 5.69%, 20.63%, aur 21.91% hai. Fund B ki 1Y, 3Y, aur 5Y return 6.9%, 20.43%, aur 17.37% hai. Lekin expense ratio ke hisab se fund B 0.99% ka expense ratio hai, fund A ki expense ratio 0.64% hai. To, hum kahaunga ki fund A monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Dono funds very high risk ki categories mein hain, lekin fund B ki volatility thodi kam 13.45 hai. Sharpe ratio ke hisab se fund B 1.04 ka sharpe ratio hai, fund A ki 0.76 hai. Expense ratio ke hisab se fund B 0.99% ka expense ratio hai, fund A ki expense ratio 0.64% hai. To, hum kahaunga ki fund B ki performance better hai.
📊 Portfolio Diversification
Dono funds ki asset allocation mein equity ka share 97% se jyada hai. Fund A ki asset allocation mein equity ka share 97.17% hai, fund B ki 97.97% hai. Lekin top holdings mein concentration ke hisab se fund A ki top 3 holdings mein HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. ka share 1.89%, 1.76%, aur 1.67% hai. Fund B ki top 3 holdings mein BSE Ltd., Ultratech Cement Ltd., aur Jindal Steel Ltd. ka share 3.31%, 2.85%, aur 2.73% hai. To, hum kahaunga ki fund B ki portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund A ki 3Y return 20.63% hai, jabki fund B ki 20.43% hai. Lekin 5Y return ke hisab se fund A ki performance 21.91% hai, fund B ki 17.37% hai. To, hum kahaunga ki fund A long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki dono funds very high risk ki categories mein hain, lekin fund B ki volatility thodi kam 13.45 hai. Sharpe ratio ke hisab se fund B 1.04 ka sharpe ratio hai, fund A ki 0.76 hai. To, hum kahaunga ki fund B ki performance better hai.
Q3: Which fund is more cost‑effective?
Sach ye hai ki fund A ki expense ratio 0.64% hai, fund B ki 0.99% hai. To, hum kahaunga ki fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price