Nippon India Small Cap Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.81%
Chaliye, today hum do funds ke beech ka comparison karenge - Nippon India Small Cap Fund aur ICICI Prudential Large Cap Fund. Dono funds me har ek kai aise characteristics hain jo aapko invest karne ke liye sahi decision lena mahatvapurn bana sakte hain. Dekho, hum aapko fund A aur fund B ka ek detailed comparison dega, jisse aapko pata chalega ki kis fund mein invest karna achha hoga.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 117.10 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.43 |
| Sharpe Ratio | 0.76 | 0.73 |
| 1 Year Return (%) | 5.69% | -2.39% |
| 3 Year Return (%) | 20.63% | 14.81% |
| 5 Year Return (%) | 21.91% | 14.18% |
| Since Launch (%) | 23.95% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 17% |
🤖 AI Verdict – Which is Better?
Haan, dekho, hamara verdict hai ki Fund A, Nippon India Small Cap Fund, long-term wealth creation ke liye better hoga. Fund A ka 3Y return 20.63% hai, jo Fund B ki 14.81% se zyada hai. Aapko pata hai ki expense ratio bhi Fund A ka 0.64% Fund B ki 0.52% se zyada hai, lekin Fund A ka riskometer bhi very high hai. Lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ki 0.73 se zyada hai. To, Fund A long-term wealth creation ke liye better fund hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum kis fund ka better suitability dega? Dekho, Fund A ka consistency aur return stability Fund B se zyada hai. Fund A ka 5Y return 21.91% hai, jo Fund B ki 14.18% se zyada hai. Aur Fund A ka expense ratio Fund B ki 0.52% se low hai. To, Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ke liye hum dono funds ka comparison karenge. Dekho, Fund A ka riskometer very high hai, lekin Fund B ka expense ratio Fund A ki 0.64% se low hai. Lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ki 0.73 se zyada hai. Aur Fund A ka volatility 18.66 hai, jo Fund B ki 11.43 se zyada hai. To, Fund A risk-adjusted returns mein Fund B se better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dono funds ka comparison karenge. Dekho, Fund A ka asset allocation 97.17% equity aur 0.21% CD mein hai, jo Fund B ki 96.00% equity aur 4.00% T-Bills mein hai. Aur Fund A ka top holdings concentration HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) mein hai, jo Fund B ki HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) mein hai. To, Fund A portfolio diversification mein Fund B se better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 21.91% hai, jo Fund B ki 14.18% se zyada hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, dekho, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ki 0.73 se zyada hai. Aur Fund A ka volatility 18.66 hai, jo Fund B ki 11.43 se zyada hai. To, Fund A risk-adjusted returns mein Fund B se better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.64% hai, jo Fund B ki 0.52% se zyada hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price