Nippon India Small Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
15.44%
Dekho, aap dono funds ki comparison karne aaye hain, Fund A Nippon India Small Cap Fund aur Fund B ICICI Prudential Bluechip Fund. Fund A ek Small Cap fund hai, jabki Fund B ek Large Cap fund hai. Aaj hum dono funds ki tathya aur gyaan shaamil karke dekhein.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 83.91 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.54 |
| Sharpe Ratio | 0.76 | 0.71 |
| 1 Year Return (%) | 5.69% | 24.48% |
| 3 Year Return (%) | 20.63% | 15.44% |
| 5 Year Return (%) | 21.91% | 12.65% |
| Since Launch (%) | 23.95% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 28% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ek achi investment chunauti hai, lekin Fund B ki expense ratio thodi badi hai. Dekho, Fund A ka 3Y return 20.63% hai, jabki Fund B ka 15.44% hai. Lekin Fund B ka expense ratio 1.52% hai, jisse aapko bahut paise chala jayenge. Haan, Fund A ka riskometer bhi very high hai, lekin sharpe ratio ka hisaab lene par Fund A better hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Agar aap 10+ years ke liye monthly SIP karne ke liye sochte hain, toh Fund A achi chunauti hai. Fund A ka 5Y return 21.91% hai, jisse aapko better return mil sakte hain. Lekin Fund B ka consistency bhi acha hai, lekin Fund A ka return stability better hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se Fund A aur Fund B dono high risk fund hain. Lekin volatility ka hisaab lene par Fund B thoda kam risk hai. Sharpe ratio ka hisaab lene par Fund A achi risk-adjusted returns offer karta hai. Lekin expense ratio ka hisaab lene par Fund B thoda bada hai. Haan, Fund A ka volatility 18.66 hai, jisse aapko bahut risk hota hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A aur Fund B dono achi portfolio diversification offer karte hain. Lekin Fund B ka asset allocation bhi acha hai, lekin Fund A ka asset allocation thoda kam sector risk hai. Haan, Fund A ka 97.17% equity aur 0.21% CD hai, jisse aapko better asset allocation milta hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 21.91% hai, jisse aapko better return mil sakte hain. Lekin Fund B ka 3Y return 15.44% hai, jisse bhi aapko good return mil sakte hain.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 18.66 hai, jisse aapko bahut risk hota hai. Lekin Fund A ka sharpe ratio 0.76 hai, jisse aapko better risk-adjusted returns mil sakte hain.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.64% hai, jisse aapko bahut paise bachenge. Lekin Fund B ka expense ratio 1.52% hai, jisse aapko bahut paise chala jayenge.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price