Nippon India Small Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
15.44%
Chaliye, aaj hum do mutual funds ke beech ka comparison karenge, Nippon India Small Cap Fund aur ICICI Prudential Bluechip Fund. Ye donon funds different categories mein aate hain, Small Cap aur Large Cap. Aapko yahaan pata chalega ki kis fund se aapko zyada fayda hoga.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 83.91 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.52 |
| Sharpe Ratio | 0.76 | 0.71 |
| 1 Year Return (%) | 5.69% | 24.48% |
| 3 Year Return (%) | 20.63% | 15.44% |
| 5 Year Return (%) | 21.91% | 12.65% |
| Since Launch (%) | 23.95% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 28% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Nippon India Small Cap Fund better hai. Iska 3Y return 20.63% hai, jo ki ICICI Prudential Bluechip Fund ke 3Y return 15.44% se jyaada hai. Lekin expense ratio ke liye, ICICI Prudential Bluechip Fund better hai, jo ki 0.52% hai, Nippon India Small Cap Fund ke 0.64% se kam. Haan, riskometer ke liye dono funds Very High hai, lekin volatility ke liye Nippon India Small Cap Fund zyada hai, 18.66, yahaan tak ki ICICI Prudential Bluechip Fund ka volatility 12.52 hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
SIP ke liye, Nippon India Small Cap Fund better hai. Iska 3Y return 20.63% hai, jiska mean hai ki aapko jaldi fayda milne lagega. ICICI Prudential Bluechip Fund ka 3Y return 15.44% hai, jiska mean hai ki aapko thoda lambi samay ke liye fayda milne lagega. Lekin expense ratio ke liye, ICICI Prudential Bluechip Fund zyada cost-effective hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer ke liye dono funds Very High hai, lekin volatility ke liye Nippon India Small Cap Fund zyada hai, 18.66. Sharpe ratio ke liye, Nippon India Small Cap Fund 0.76 hai, ICICI Prudential Bluechip Fund ka 0.71 hai. Expense ratio ke liye, ICICI Prudential Bluechip Fund better hai, 0.52% jo ki Nippon India Small Cap Fund ke 0.64% se kam hai.
📊 Portfolio Diversification
Nippon India Small Cap Fund ka asset allocation Equity 97.17% hai, CD 0.21%, aur ICICI Prudential Bluechip Fund ka asset allocation Equity 96.00% hai, T-Bills 4.00%. Lekin top holdings ke concentration ke liye, ICICI Prudential Bluechip Fund better hai, jisme HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9%. Nippon India Small Cap Fund ka top 3 holdings HDFC Bank Ltd. 1.89%, Multi Commodity Exchange Of India Ltd. 1.76%, aur Bharat Heavy Electricals Ltd. 1.67% hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jo ki ICICI Prudential Bluechip Fund ka 5Y return 12.65% se jyaada hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka volatility 18.66 hai, jo ki ICICI Prudential Bluechip Fund ka 12.52 se jyaada hai, lekin Sharpe ratio ke liye, Nippon India Small Cap Fund 0.76 hai, ICICI Prudential Bluechip Fund ka 0.71 hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, jo ki Nippon India Small Cap Fund ke 0.64% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price