Nippon India Small Cap Fund vs ICICI Prudential Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
12.2%
Dekho, aapko do investment options mil rahe hain - Nippon India Small Cap Fund aur ICICI Prudential Balanced Advantage Fund. Chaliye, yahaan hum unki comparison karenge aur aapko pata lagayenge ki unki categories aur long-term wealth creation ke liye kya aadhar hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BICICI Prudential Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Small Cap | Hybrid |
| NAV (₹) | 194.77 | 84.60 |
| AUM (₹ Cr) | 7.27 Lac Cr | 7.06 Lac Cr |
| Expense Ratio (%) | 0.64% | 1% |
| Riskometer | Very High | Moderately High |
| Volatility | 18.66 | 9.34 |
| Sharpe Ratio | 0.76 | 0.61 |
| 1 Year Return (%) | 5.69% | 4.35% |
| 3 Year Return (%) | 20.63% | 12.2% |
| 5 Year Return (%) | 21.91% | 11.25% |
| Since Launch (%) | 23.95% | 12.54% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% |
| Portfolio Turnover | 32% | 451% |
🤖 AI Verdict – Which is Better?
Haan, yeh fund bhi bahut achha hai, lekin sach ye hai ki Nippon India Small Cap Fund long-term wealth creation ke liye better hai. Iska 3Y return 20.63% hai, jo ki ek bahut achha return hai. Expense ratio bhi kam hai, jiska 0.64% hai. Riskometer bhi very high hai, lekin yeh fund risk-adjusted returns offer karta hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Monthly SIP ke liye, Nippon India Small Cap Fund better hai. Iska 3Y return consistent hai aur return stability bhi bahut achhi hai. Is fund ka asset allocation bhi kam hai, jiska 97.17% hai. Yeh fund sip ke liye achha hai kyonki yeh bahut achha return offer karta hai aur risk-adjusted returns bhi deta hai.
⚠️ Risk & Cost Analysis
Riskometer ke liye, Nippon India Small Cap Fund very high hai, lekin yeh fund risk-adjusted returns offer karta hai. Sharpe ratio bhi kam hai, jiska 0.76 hai. Expense ratio bhi kam hai, jiska 0.64% hai. ICICI Prudential Balanced Advantage Fund riskometer ke liye moderately high hai, lekin expense ratio jyada hai, jiska 1% hai.
📊 Portfolio Diversification
Nippon India Small Cap Fund ka asset allocation kam hai, jiska 97.17% hai. Top holdings concentration bhi kam hai, jiska 1.89% hai. ICICI Prudential Balanced Advantage Fund ka asset allocation jyada hai, jiska 68.12% hai. Top holdings concentration bhi jyada hai, jiska 5.25% hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund long-term wealth creation ke liye better hai. Iska 5Y return 21.91% hai, jo ki ek bahut achha return hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund risk-adjusted returns offer karta hai, lekin volatility bhi jyada hai. Yeh fund aapke liye achha hai kyonki yeh bahut achha return offer karta hai, lekin yeh fund aapke portfolio ke liye risk-adjusted hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund expense ratio ke liye cost-effective hai, jiska 0.64% hai. ICICI Prudential Balanced Advantage Fund expense ratio jyada hai, jiska 1% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price