Nippon India Small Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Ab aapko do mutual funds ke bare mein jaanne ke liye hain - Nippon India Small Cap Fund aur HSBC Mutual Fund Large Cap Fund. Ye dono fund aapke long-term wealth creation ke liye upyogi ho sakte hain, lekin kya ye dono fund aapke liye sahi hai, yeh humein jaanne ke liye hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HSBC Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.46 |
| Sharpe Ratio | 0.76 | 0.72 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 18% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batate hain ki Fund A ya Fund B aapke liye better hai. Fund A ne 3Y mein 20.63% ki return di hai, jabki Fund B ne 14.7% ki return di hai. Expense ratio ke liye bhi Fund A better hai, jiska expense ratio 0.64% hai. Riskometer ka dhyan rakhkar bhi hum Fund A ko better fund samjhte hain.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Aap SIP ke liye Fund A ko better fund samjhte hain. Fund A ki consistency aur return stability ke liye aapko apna paise invest karne ke liye aapka pata hai. Aap apne monthly SIP ko Fund A mein invest kar sakte hain.
⚠️ Risk & Cost Analysis
Ab, hum aapko batate hain ki Fund A aur Fund B ka riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison kya hai. Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.76 hai, jabki Fund B ka riskometer bhi Very High hai lekin Sharpe ratio 0.72 hai. Expense ratio ke liye bhi Fund A better hai.
📊 Portfolio Diversification
Portfolio diversification ke liye Fund A aur Fund B ka asset allocation aur top holdings concentration ka comparison kya hai. Fund A mein Equity 97.17% hai, jabki CD 0.21% hai. Fund B mein Equity 96.00% hai, jabki T-Bills 4.00% hai. Top holdings concentration ke liye bhi Fund A better hai, kyonki HDFC Bank Ltd. ka hi 1.89% hai Fund A mein, jabki Fund B mein HDFC Bank Ltd. ka 8.5% hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ne 5Y mein 21.91% ki return di hai, jabki Fund B ne 12.03% ki return di hai. Sach ye hai ki Fund A long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 18.66 hai, jabki Fund B ka volatility 11.46 hai. Sharpe ratio ke liye bhi Fund A better hai. Haan, Fund A higher risk fund hai lekin yeh worth it hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.64% hai, jabki Fund B ka expense ratio 0.52% hai. Sach ye hai ki Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price