Nippon India Small Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
11.02%
sach ye hai, aaj hum do fundon ke beech comparison karenge - Nippon India Small Cap Fund aur HDFC Top 100 Fund. Ye donon fund SEBI-registered hain. Chaliye, dekho kya ye donon fund kis tarah se perform karte hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 11.21 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.06 |
| Sharpe Ratio | 0.76 | 0.35 |
| 1 Year Return (%) | 5.69% | -2.86% |
| 3 Year Return (%) | 20.63% | 11.02% |
| 5 Year Return (%) | 21.91% | 10.33% |
| Since Launch (%) | 23.95% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 33% |
🤖 AI Verdict – Which is Better?
long-term wealth creation k liye, Fund A (Nippon India Small Cap Fund) ka 3Y return 20.63% hai, jo Fund B (HDFC Top 100 Fund) ka 11.02% se adhik hai. lekin, riskometer aur expense ratio ka dhyan rakhna zaroori hai. Fund A ka riskometer very high hai, lekin expense ratio only 0.64% hai. Fund B ka expense ratio 1.52% hai. haan, yeh donon fund very high riskometer walon hain, lekin Fund A ka 5Y return 21.91% hai, jo Fund B ka 10.33% se adhik hai. dekho, Fund A better hai long-term wealth creation ke liye.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
SIP suitability ke liye, hum donon fundon ka consistency aur return stability dekhte hain. Fund A ka 1Y return 5.69% hai, jo Fund B ka -2.86% se adhik hai. lekin, Fund B ka 3Y return 11.02% hai, jo Fund A ka 20.63% se kam hai. haan, Fund A ka volatility 18.66 hai, jo Fund B ka 13.06 se adhik hai. lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ka 0.35 se adhik hai. dekho, Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
riskometer aur expense ratio ke liye, Fund A ka riskometer very high hai aur expense ratio only 0.64% hai. Fund B ka riskometer bhi very high hai, lekin expense ratio 1.52% hai. volatility ke liye, Fund A ka volatility 18.66 hai, jo Fund B ka 13.06 se adhik hai. lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ka 0.35 se adhik hai. haan, Fund A ka better risk-adjusted return hai.
📊 Portfolio Diversification
asset allocation aur top holdings concentration ke liye, Fund A ka equity allocation 97.17% hai, jo Fund B ka 96.00% se adhik hai. lekin, Fund B ka top holdings concentration HDFC Bank Ltd. (8.5%) aur ICICI Bank Ltd. (7.8%) par haai, jo Fund A ka HDFC Bank Ltd. (1.89%) par concentration se kam hai. haan, Fund A ka asset allocation better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 21.91% hai, jo Fund B ka 10.33% se adhik hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 18.66 hai, jo Fund B ka 13.06 se adhik hai. lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ka 0.35 se adhik hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.64% hai, jo Fund B ka 1.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price