Nippon India Small Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
11.02%
Yeh dono funds ek-doosre se alag hain - Nippon India Small Cap Fund ek Small Cap fund hai, jabki HDFC Top 100 Fund ek Large Cap fund hai. Aaj hum do funds ka comparison karenge aur dekhege ki long-term wealth creation ke liye konsa fund achha hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 14.66 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.05 |
| Sharpe Ratio | 0.76 | 0.35 |
| 1 Year Return (%) | 5.69% | -2.86% |
| 3 Year Return (%) | 20.63% | 11.02% |
| 5 Year Return (%) | 21.91% | 10.33% |
| Since Launch (%) | 23.95% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 33% |
🤖 AI Verdict – Which is Better?
Fund A, Nippon India Small Cap Fund, 3Y return ke liye bahut achha hai, lekin expense ratio thoda zyada hai. Fund B, HDFC Top 100 Fund, 3Y return mein halka hai, lekin expense ratio kam hai. Haan, Fund A ka riskometer bhi high hai. Lekin, sach ye hai, Fund A ka 5Y return Fund B se bahut accha hai. toh, hamaari verdict hai ki Fund A long-term wealth creation ke liye better hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A ka consistency aur return stability Fund B se accha hai. Chaliye, Fund A ka 1Y return Fund B se bahut accha hai. Isliye, Fund A ek monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer high hai, lekin volatility ke liye Fund A zyada riski hai. Lekin, Sharpe ratio ke liye Fund B zyada bura hai. Expense ratio ke liye Fund B kam hai. Isliye, Fund A ki risk-adjusted returns Fund B se acchi hai.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A ka equity ke liye 97.17% hai, jabki Fund B ka equity ke liye 96.00% hai. Isliye, Fund A ka portfolio Fund B se accha hai. Top holdings concentration ke liye, Fund A ka HDFC Bank Ltd. 1.89% hai, jabki Fund B ka HDFC Bank Ltd. 8.5% hai. Isliye, Fund B ka portfolio Fund A se zyada sector riski hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return Fund B se bahut accha hai, 21.91% hai, jabki Fund B ka 10.33% hai. Isliye, Fund A long-term returns ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility Fund B se zyada hai, lekin Sharpe ratio Fund B ke liye zyada bura hai. Isliye, Fund A ki risk-adjusted returns Fund B se acchi hai. Lekin, yeh aapki personal risk appetite par depend karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio Fund A se kam hai, 0.31% hai, jabki Fund A ka 0.64% hai. Isliye, Fund B cost-effective hai. Lekin, expense ratio hi nahi, yeh aapko exit load ke baare mein bhi pata hona chahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price