Nippon India Small Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
15.78%
Aaj hum do small cap funds ke beech ki tulna karenge, Nippon India Small Cap Fund aur HDFC Small Cap Fund. Ye dono funds very high riskometer ke under aate hain, lekin inki return stability aur cost ke beech me kuch alagat hain. Aapko ye pata chalne wala hai ki in dono funds me se kisne better return diya hai aur kya fund aapke long-term wealth creation ke liye better hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Small Cap | Small Cap |
| NAV (₹) | 194.77 | 152.64 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 16.9 |
| Sharpe Ratio | 0.76 | 0.55 |
| 1 Year Return (%) | 5.69% | 0.2% |
| 3 Year Return (%) | 20.63% | 15.78% |
| 5 Year Return (%) | 21.91% | 18.08% |
| Since Launch (%) | 23.95% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 90.45% |
| Portfolio Turnover | 32% | 6% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, 3Y return, expense ratio aur riskometer ke beech tulna karte hue, hum Nippon India Small Cap Fund ko better fund maante hain. Is fund ne 20.63% ki 3Y return di hai, jo ki HDFC Small Cap Fund ki 15.78% se zyada hai. Expense ratio ke liye, Nippon India Small Cap Fund ka 0.64% kam hai. Riskometer ke beech me, dono funds very high riskometer ke under aate hain, lekin Nippon India Small Cap Fund ki volatility 18.66 hai, jo ki HDFC Small Cap Fund ki 16.9 se zyada hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Aap monthly SIP ke liye 10+ years ke liye invest karna chahte hain, to Nippon India Small Cap Fund aapke liye better fund hai. Is fund ne 5Y return 21.91% di hai, jo ki HDFC Small Cap Fund ki 18.08% se zyada hai. Nippon India Small Cap Fund ki consistency aur return stability bhi better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karte hue, hum dekhte hain ki Nippon India Small Cap Fund better risk-adjusted returns offer karta hai. Is fund ka Sharpe ratio 0.76 hai, jo ki HDFC Small Cap Fund ka 0.55 se zyada hai. Expense ratio ke liye, Nippon India Small Cap Fund ka 0.64% kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karte hue, hum dekhte hain ki Nippon India Small Cap Fund aapke liye better fund hai. Is fund ka equity allocation 97.17% hai, jo ki HDFC Small Cap Fund ka 90.45% se zyada hai. Bharat Heavy Electricals Ltd. aur HDFC Bank Ltd. jaise top holdings concentration ke liye, Nippon India Small Cap Fund bhi better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ne 21.91% ki 5Y return di hai, jo ki HDFC Small Cap Fund ki 18.08% se zyada hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ki volatility 18.66 hai, jo ki HDFC Small Cap Fund ki 16.9 se zyada hai, lekin iska Sharpe ratio 0.76 hai, jo ki HDFC Small Cap Fund ka 0.55 se zyada hai. Isme se, Nippon India Small Cap Fund ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo ki HDFC Small Cap Fund ka 0.73% se kam hai. Isliye, Nippon India Small Cap Fund aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price