Nippon India Small Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
7.4%
Aapko yeh janna hai ki Fund A aur Fund B mein kya chahiye aur aapko kis fund mein invest karna chahiye. Fund A Nippon India Small Cap Fund hai jo Small Cap category mein hai, jabki Fund B HDFC Infra Fund Direct Plan Growth hai jo Thematic category mein hai. Dekho, hum yeh compare karenge ki dono fundon ki category, returns, riskometer, aur asset allocation kya hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Small Cap | Thematic |
| NAV (₹) | 194.77 | 33.77 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 18.66 | 14.88 |
| Sharpe Ratio | 0.76 | 0.06 |
| 1 Year Return (%) | 5.69% | 6.36% |
| 3 Year Return (%) | 20.63% | 7.4% |
| 5 Year Return (%) | 21.91% | 6.49% |
| Since Launch (%) | 23.95% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 32% | 35% |
🤖 AI Verdict – Which is Better?
Haan, humne dekha hai ki Fund A ka 3Y return 20.63% hai, jabki Fund B ka 3Y return sirf 7.4% hai. Expense ratio bhi Fund A ka kam hai, 0.64% hai, jabki Fund B ka 0.5% hai. Riskometer bhi Fund A ka bahut hi upar hai, lekin hum samajh sakte hain ki yeh fund long-term mein wealth creation ke liye upyogi hai. To, humko lagta hai ki Fund A isme se bhaari hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP suitability ke liye hum dekhenge ki dono fundon ki consistency aur return stability kitni hai. Fund A ka 1Y return 5.69% hai, jabki Fund B ka 6.36% hai. Fund A ka 3Y return 20.63% hai, jabki Fund B ka 7.4% hai. Lekin, Fund A ka 5Y return Fund B se jyada hai, 21.91% hai. Isliye, Fund A SIP ke liye upyogi hai.
⚠️ Risk & Cost Analysis
Haan, ab hum dekhenge ki Fund A aur Fund B ka riskometer, volatility, Sharpe ratio, aur expense ratio kitna hai. Fund A ka riskometer bahut hi upar hai, lekin Sharpe ratio 0.76 hai. Fund B ka riskometer Moderate hai, lekin Sharpe ratio sirf 0.06 hai. Expense ratio bhi Fund A kam hai, 0.64% hai. Isliye, Fund A risk-adjusted returns ke liye upyogi hai.
📊 Portfolio Diversification
Ab hum dekhenge ki Fund A aur Fund B ka asset allocation kya hai. Fund A ka asset allocation 97.17% equity aur 0.21% CD hai. Fund B ka asset allocation 95% equity aur 5% T-bills hai. Top holdings bhi Fund A mein HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. hain, jabki Fund B mein HDFC Bank Ltd., ICICI Bank Ltd., aur Larsen & Toubro Ltd. hain. Isliye, Fund A ka asset allocation Fund B se jyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 21.91% hai, jabki Fund B ka 6.49% hai. Isliye, Fund A long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer bahut hi upar hai, lekin Sharpe ratio 0.76 hai, jo Fund B se jyada hai. Isliye, Fund A risk-adjusted returns ke liye upyogi hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.64% hai, jabki Fund B ka 0.5% hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price