Nippon India Small Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
20.86%
Dekho, aaj humein do mutual funds ke beech ki tarah se comparison karni hai. Fund A, Nippon India Small Cap Fund Direct Plan Growth hai, jabki Fund B, Groww Mutual Fund Multi Cap Fund Regular Plan Growth hai. Aaj humein in do funds ke beech ki tarah se comparison karni hai aur batayenge ki kis fund mein long-term wealth creation ke liye investment karna achha hai.
[VERDICT]| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 19.01 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.95 |
| Sharpe Ratio | 0.76 | 1.11 |
| 1 Year Return (%) | 5.69% | 5.23% |
| 3 Year Return (%) | 20.63% | 20.86% |
| 5 Year Return (%) | 21.91% | 0.27% |
| Since Launch (%) | 23.95% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 26% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A, Nippon India Small Cap Fund Direct Plan Growth better hai. Iska 3Y return 20.63% hai, lekin expense ratio bhi kafi accha hai, jo 0.64% hai. Fund B ka 3Y return bhi accha hai, lekin expense ratio bahut jyaada hai, jo 1.68% hai. Isliye, Fund A mein investment karna achha hai.
[SIP_SUITABILITY]Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Haan, SIP ke liye Fund A better hai. Iska 1Y return 5.69% hai, jo Fund B ke 1Y return 5.23% se zyada hai. Iske alawa, Fund A ka 3Y return bhi accha hai, jo 20.63% hai. Isliye, Fund A mein monthly SIP ke liye investment karna achha hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Sach ye hai, Fund A ka riskometer bahut high hai, lekin expense ratio accha hai. Iske alawa, Fund A ka volatility 18.66 hai, jo Fund B ke 12.95 se zyada hai. Lekin, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ka 1.11 se kam hai. Isliye, Fund A mein investment karna achha hai, lekin riske ke liye tay karne ke liye zaroori hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Haan, Fund A ka asset allocation accha hai. Iska Equity ki bhag 97.17% hai, jo Fund B ke 97.00% se thoda zyada hai. Iske alawa, Fund A ka asset allocation bahut diversified hai, lekin Fund B ka asset allocation bhi achha hai. Lekin, Fund A ka top holdings concentration bahut jyaada hai, jo Fund B ka kam hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A, Nippon India Small Cap Fund Direct Plan Growth, mein 5Y aur 3Y returns thoda zyada hai, jo 21.91% aur 20.63% hai, lekin Fund B, Groww Mutual Fund Multi Cap Fund Regular Plan Growth, ka 3Y return 20.86% hai, lekin 5Y return kam hai, jo 0.27% hai.
Q2: Is the higher risk fund worth it?
Answer: Nahi, Fund A ka riskometer bahut high hai, lekin Fund B ka Sharpe ratio 1.11 hai, jo Fund A ka 0.76 se zyada hai. Isliye, Fund B mein investment karna achha hai, lekin sabse pehle riske ke liye tay karne ke liye zaroori hai.
Q3: Which fund is more cost-effective?
Answer: Fund A, Nippon India Small Cap Fund Direct Plan Growth, ka expense ratio 0.64% hai, jo Fund B, Groww Mutual Fund Multi Cap Fund Regular Plan Growth, ka 1.68% se kam hai. Isliye, Fund A mein investment karna achha hai, lekin sabse pehle riske ke liye tay karne ke liye zaroori hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price